Osceola County property record for 3199 Bayview Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,875 sqft Heated Area |
| Lot Size | 10,934 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $172,600 (2003) |
| Tax Bill | $2,005.00 (2025) |
| Primary APN | 88291 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,875 sqft Heated Area |
| Gross Area | 2,772 sqft Gross Area |
| 1st Floor | 1,875 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,934 sqft (0.251 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 483 sqft Garage |
| Deck Area | 300 sqft Deck |
| Porch | Open Porch |
| Porch Area | 414 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 88291 |
|---|---|
| Street Address | 3199 BAYVIEW LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8512 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 303 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | SAWGRASS UNIT 4 |
| Legal Tract | 629 |
| Legal Block | 1 |
| Legal Lot Number | 303 |
| Legal Unit | 4P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 43304 |
Source: Osceola County records · APN 88291
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3199 BAYVIEW LN, SAINT CLOUD, FL 34772-8512 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 30, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2003 · Amount on Record |
| Deed Sale | Apr 07, 2003 · Amount on Record |
| Prior Sale | Nov 19, 2002 · Amount on Record |
| Deed Doc Number | 0222502770 |
| Deed Book / Page | 02225 / 02770 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3199 BAYVIEW LN, SAINT CLOUD, FL 34772-8512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051552569 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 5155/2569 |
| Instrument | 2017078845 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 17, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3199 BAYVIEW LN, SAINT CLOUD, FL 34772-8512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057632068 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 5763/2068 |
| Instrument | 2020098655 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 44545 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 143 Months |
| Due | Jun 01, 2032 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,005.00 (+7.33%) Homeowner's exemption Widower's exemption | $159,931 (+5.99%) | $352,100 (+6.09%) Land $75,000 Building $277,100 |
| 2023 | $1,868.00 (-0.21%) Homeowner's exemption Widower's exemption | $150,898 (+3%) | $331,900 (+14.09%) Land $60,000 Building $271,900 |
| 2022 | $1,872.00 Homeowner's exemption Widower's exemption | $146,503 | $290,900 Land $60,000 Building $230,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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