3198 Bayview Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3198 Bayview Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	2,349 sqft Heated Area
Lot Size	9,975 sqft (0.228 acres)
Garage	Finished, 441 sqft
Occupancy	Owner Occupied
Tax Bill	$7,366.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88265`
Alternative APN	`262630062900012770`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,349 sqft Heated Area
Gross Area	3,190 sqft Gross Area
1st Floor	2,349 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,975 sqft (0.228 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage

Exterior Amenities

Pool Area	240 sqft Pool
Deck Area	372 sqft Deck
Porch	Open Porch
Porch Area	400 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	88265
Street Address	3198 BAYVIEW LN
City	SAINT CLOUD
State	FL
Zip	34772-8508
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 277
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 4
Legal Tract	629
Legal Block	1
Legal Lot Number	277
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records · APN 88265

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3198 BAYVIEW LN, SAINT CLOUD, FL 34772-8508
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is an Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2020
Deed Sale	Oct 10, 2020
Prior Sale	Jun 04, 2003 · Amount on Record
Deed Book / Page	02264 / 00844
Prior Transfer Date	Nov 26, 2003
Prior Transfer Doc	0239102909
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,366.00 (+14.93%)	$422,700 (+5.6%) Land $75,000 Building $347,700	$422,700 (+5.6%) Land $75,000 Building $347,700
2023	$6,409.00 (+11.36%)	$400,300 (+14.31%) Land $60,000 Building $340,300	$400,300 (+14.31%) Land $60,000 Building $340,300
2022	$5,755.00	$350,200 Land $60,000 Building $290,200	$350,200 Land $60,000 Building $290,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.