3205 Waterloo Ct, Wilson, NC 27896 Property Records

Wilson County property record for 3205 Waterloo Ct, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2020)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3713-86-7061.000`

Property Details

APN / Parcel Number

Primary APN	`3713-86-7061.000`
Alternative APNs	`3713867061` `1119476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Heated Area
1st Floor Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	13,068 sqft (0.3 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3205 WATERLOO CT
City	WILSON
State	NC
Zip	27896-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR6
Legal Description	3205 WATERLOO CT N L141PH2S4B WHITEHALL 1LT
Legal Subdivision	WHITE HALL
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1009
Census Tract	602

Owner

Source: Wilson County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3205 WATERLOO CT, WILSON, NC 27896-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Warranty Deed, Transfer · FHA Mortgage NFM INC
Jul 31, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Book / Page	2835 / 562
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	May 28, 2020
Property Address	3205 WATERLOO CT, WILSON, NC 27896-1738
Document Number	002835/562
Book / Page	2835 / 562
Map Reference	MB 39 PG 278
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 WATERLOO CT, WILSON, NC 27896-1738

Mortgage

Document Number	0002835564
Date	May 28, 2020
Instrument	2835/564

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jul 31, 2017
Property Address	3205 WATERLOO CT, WILSON, NC 27896-1738
Document Number	002709/329
Book / Page	2709 / 329
Map Reference	MB39 PG278
Instrument Date	Jun 13, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1607, WILSON, NC 27894-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 WATERLOO CT, WILSON, NC 27896-1738

Mortgage

Document Number	0002709331
Date	Jul 31, 2017
Instrument	2709/331

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,037 (-) Land $55,000 Building $222,037	$277,037 (-) Land $55,000 Building $222,037
2025	$3,103.00 (+52.93%)	$277,037 (-) Land $55,000 Building $222,037	$277,037 (-) Land $55,000 Building $222,037
2024		$277,037 Land $55,000 Building $222,037	$277,037 Land $55,000 Building $222,037
2021	$2,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2014–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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