3203 Waterloo Ct, Wilson, NC 27896 Property Records

Wilson County property record for 3203 Waterloo Ct, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 2016
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Jan 2017)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3713-86-7123.000`

Property Details

APN / Parcel Number

Primary APN	`3713-86-7123.000`
Alternative APNs	`3713867123` `1121890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,491 sqft Heated Area
1st Floor Area	1,491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3203 WATERLOO CT
City	WILSON
State	NC
Zip	27896-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR6
Legal Description	3203 WATERLOO CT N L142PH2S4B WHITEHALL 1LT
Legal Subdivision	WHITEHALL
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1009
Census Tract	602

Owner

Source: Wilson County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3203 WATERLOO CT, WILSON, NC 27896-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 5, 2021	Intrafamily Transfer, Transfer
Jan 31, 2017	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Book / Page	2685 / 828
Last Transfer Date	Mar 3, 2021
Transfer Doc	002882/717
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	3203 WATERLOO CT, WILSON, NC 27896-1738
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002976/22
Date	Aug 1, 2022
Book Page	2976/22

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILSON, NC 27896

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	3203 WATERLOO CT, WILSON, NC 27896-1738
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002903/563
Date	Jun 23, 2021
Book Page	2903/563

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILSON NC
Recording Date	Mar 5, 2021
Property Address	3203 WATERLOO CT, WILSON, NC 27896-1738
Document Number	002882/717
Book / Page	2882 / 717
Map Reference	MB 39 PG 278
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 WATERLOO CT, WILSON, NC 27896-1738

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jan 31, 2017
Property Address	3203 WATERLOO CT, WILSON, NC 27896-1738
Document Number	002685/828
Book / Page	2685 / 828
Map Reference	MB39 PG278
Instrument Date	Jan 12, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1607, WILSON, NC 27894-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 WATERLOO CT, WILSON, NC 27896-1738

Mortgage

Document Number	0002685830
Date	Jan 31, 2017
Instrument	2685/830

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Annually
Max Rate At Change	2%
Index	5-Year TN
Max Rate	6%

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,202 (-) Land $55,000 Building $192,202	$247,202 (-) Land $55,000 Building $192,202
2025	$2,769.00	$247,202 (-) Land $55,000 Building $192,202	$247,202 (-) Land $55,000 Building $192,202
2024	$2,769.00 (+41.64%)	$247,202 Land $55,000 Building $192,202	$247,202 Land $55,000 Building $192,202
2021	$1,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2014–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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