3202 Waterloo Ct, Wilson, NC 27896 Property Records

Wilson County property record for 3202 Waterloo Ct, Wilson, NC 27896 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2012
Square Footage	1,470 sqft Heated Area
Lot Size	28,750 sqft (0.66 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2021)
Tax Bill	$2,741.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3713-85-5884.000`
Alternative APNs	`3713855884` `1127823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,470 sqft Heated Area
1st Floor	1,470 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	28,750 sqft (0.66 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3202 WATERLOO CT
City	WILSON
State	NC
Zip	27896-1738
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3202 WATERLOO CT N L139PH2S4B WHITEHALL 1LT WHITEHALL SUB
Legal Subdivision	FINAL WHITEHALL
Jurisdiction	WILSON NC
Minor Civil Division	WILSON
Census Blockgroup	1
Census Block	1009
Census Tract	602

Owner

Source: Wilson County records · APN 3713-85-5884.000

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3202 WATERLOO CT, WILSON, NC 27896-1738
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Book / Page	2903 / 64
Record Refreshed	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jun 18, 2021
Property Address	3202 WATERLOO CT, WILSON, NC 27896-1738
Document Number	0002903/64
Book / Page	2903 / 64
Map Reference	MB 37 PG 299
Instrument Date	Jun 09, 2021
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 WATERLOO CT, WILSON, NC 27896-1738

Mortgage

Document Number	0000290367
Date	Jun 18, 2021
Instrument	2903/67

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Wilson County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,746 (-) Land $55,000 Building $189,746	$244,746 (-) Land $55,000 Building $189,746
2025	$2,741.00 (+41.87%)	$244,746 (-) Land $55,000 Building $189,746	$244,746 (-) Land $55,000 Building $189,746
2024		$244,746 Land $55,000 Building $189,746	$244,746 Land $55,000 Building $189,746
2021	$1,932.00

Flood & Wildfire

3202 Waterloo Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Wilson County (37195C), updated June 27, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 4th in North Carolina
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.