Oakland County property record for 3205 Gateway Ledge, Commerce Township, MI 48390 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,446 sqft Living Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $393,000 (2021) |
| Tax Bill | $3,762.00 (2025) |
Source: Oakland County records · APN E-17-23-226-007
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3205 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CREDIT UNION |
| Jun 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Oct 22, 2020 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Deed Doc Number | 2021149495 |
| Deed Book / Page | 56375 / 416 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 21, 2026 |
| Property Address | 3205 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4304 |
| Document Number | 0000069112 |
| Book / Page | 61217 / 838 |
| Instrument Date | May 15, 2026 |
| Instrument | 202669112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3205 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4304 |
| Document Number | 0000069112, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 61217/838 |
| Instrument | 202669112 |
| Name | COMMUNITY CHOICE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 14, 2021 |
| Property Address | 3205 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4304 |
| Document Number | 0000149495 |
| Book / Page | 56375 / 416 |
| Map Reference | LB 12725 PG 701-747 |
| Instrument Date | May 27, 2021 |
| Instrument | 149495 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,379.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4304 |
| Name | Verified Name |
|---|---|
| Address | 3205 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4304 |
| Document Number | 0056375419 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 56375/419 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3205 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3205 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4304 |
| Document Number | 0000219902 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 55042/615 |
| Instrument | 219902 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,762.00 (-35.92%) Homeowner's exemption | $208,340 (+12.99%) | $416,680 (+12.99%) |
| 2024 | $5,871.00 (+52.53%) | ||
| 2023 | $184,390 | $368,780 | |
| 2021 | $3,849.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 7% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | E-17-23-226-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Building Area | 2,446 sqft Living Area |
| 1st Floor | 1,426 sqft 1st Floor |
| Basement Area | 929 sqft Basement |
| Unfinished Basement | 929 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Lot Area | 16,553 sqft (0.38 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 445 sqft Garage |
| Porch Area | 95 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3205 GATEWAY LEDGE |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48390-4304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R8E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 766 STONE GATE UNIT 6 L 12725 P 701 7-13-92 FR 200-016 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 6 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | COMMERCE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 134500 |
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