Oakland County property record for 3195 Gateway Ledge, Commerce Township, MI 48390 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,276 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2021) |
| Tax Bill | $3,717.00 (2025) |
Source: Oakland County records · APN E-17-23-226-008
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3195 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Apr 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 01, 2016 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Prior Sale | Mar 13, 2013 · Amount on Record |
| Deed Doc Number | 2021111572 |
| Deed Book / Page | 56139 / 744 |
| Prior Transfer Date | Sep 15, 2009 |
| Prior Transfer Doc | 0000173084 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3195 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4302 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3195 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4302 |
| Document Number | 0000124378 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 59004/696 |
| Instrument | 124378 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 26, 2021 |
| Property Address | 3195 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4302 |
| Document Number | 0000111572 |
| Book / Page | 56139 / 744 |
| Map Reference | LB 15380 PG 202 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 111572 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | PARKS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3195 GATEWAY LEDGE, 3195, COMMERCE TOWNSHIP, MI 48390-4302 |
| Name | Verified Name |
|---|---|
| Address | 38815 EQUESTRIAN S APT 44104, 44104, FARMINGTON HILLS, MI 48331-4934 |
| Document Number | 0056139746 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 56139/746 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3195 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4302 |
| Document Number | 0000004927 |
| Book / Page | 050264 / 000446 |
| Instrument Date | Dec 01, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3195 GATEWAY LEDGE #7 COMMERCE TOWNSHIP MI 483904302, 7, COMMERCE TOWNSHIP, MI 48390-4302 |
| Document Number | 0000004927 |
|---|---|
| Date | Jan 09, 2017 |
| Book Page | 050264/000446 |
| Instrument | 4927 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 08, 2032 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,717.00 (-35.96%) Homeowner's exemption | $205,550 (+12.9%) | $411,100 (+12.9%) |
| 2024 | $5,804.00 (+47.76%) | ||
| 2023 | $182,060 | $364,120 | |
| 2021 | $3,928.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 7% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | E-17-23-226-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 2,276 sqft Living Area |
| 1st Floor | 1,378 sqft 1st Floor |
| Basement Area | 1,224 sqft Basement |
| Unfinished Basement | 1,224 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Lot Area | 17,424 sqft (0.4 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 504 sqft Garage |
| Porch Area | 50 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3195 GATEWAY LEDGE |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48390-4302 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R8E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 766 STONE GATE UNIT 7 L 12725 P 701 7-13-92 FR 200-016 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 7 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | COMMERCE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 134500 |
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