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3196 Gateway Ledge, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 3196 Gateway Ledge, Commerce Township, MI 48390 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage2,459 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$307,000 (2017)
Tax Bill$3,570.00 (2025)

Owner

Source: Oakland County records · APN E-17-23-226-031

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3196 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4301
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · Line of Credit
ALLIANCE CATHOLIC CU
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BLUELEAF LENDING LLC
May 18, 2020Quit Claim Deed, Transfer
BLUELEAF LNDG
Aug 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
ALLIANCE CATHOLIC CU
Oct 24, 2017Warranty Deed, Transfer · Conventional Mortgage
BLUELEAF LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2017 · Amount on Record
Deed SaleOct 24, 2017 · Amount on Record
Prior SaleMay 25, 2001
Deed Doc Number2017196843
Deed Book / Page51210 / 819
Last Transfer DateApr 24, 2020
Transfer Doc0000095773
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3196 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4301
Transaction TypeMortgage
Record UpdatedDec 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3196 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4301

Mortgage

Document Number0000134647
DateDec 13, 2023
Book Page59059/651
Instrument134647
Lender
NameALLIANCE CATHOLIC CU
TypeCredit Union
AddressFARMINGTON, MI 48334
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 28, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3196 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4301
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3196 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4301

Mortgage

Document Number0000045740
DateFeb 19, 2021
Book Page55741/878
Instrument45740
Lender
NameBLUELEAF LENDING LLC
TypeLending Institution
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueMar 01, 2048

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMay 18, 2020
Property Address3196 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4301
Document Number0000095773
Book / Page054222 / 000182
Instrument DateApr 24, 2020
Instrument95773
Transaction TypeTransfer
Record UpdatedJun 15, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3196 GATEWAY LEDGE COMMERCE TOWNSHIP MI 483904301, COMMERCE TOWNSHIP, MI 48390-4301

Mortgage

Document Number90930
DateMay 18, 2020
Book Page054187/000653
Instrument90930
Lender
NameBLUELEAF LNDG
AddressCHICAGO, IL 60607
Agreement
AmountAmount Recorded
Term324 Months
DueMay 17, 2047

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3196 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4301
Document Number0000143694
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedSep 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3196 GATEWAY LEDGE COMMERCE TOWNSHIP MI 483904301, COMMERCE TOWNSHIP, MI 48390-4301

Mortgage

Document Number0000143694
DateAug 30, 2018
Book Page052138/000273
Instrument143694
Lender
NameALLIANCE CATHOLIC CU
TypeCredit Union
AddressTAYLOR, MI 48180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 29, 2038

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 24, 2017
Property Address3196 GATEWAY LEDGE, COMMERCE TOWNSHIP, MI 48390-4301
Document Number0000196843
Book / Page051210 / 000819
Instrument DateSep 29, 2017
Instrument196843
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,640.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address41700 KIRKWOOD DR NOVI MI 483771541, NOVI, MI 48377-1541

Mortgage

Document Number196844
DateOct 24, 2017
Book Page051210/000821
Instrument196844
Lender
NameBLUELEAF LNDG
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2047

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,570.00 (-36.08%) Homeowner's exemption$214,460 (+12.94%)$428,920 (+12.94%)
2024$5,585.00 (+13.98%)
2023$189,890$379,780
2021$4,900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNE-17-23-226-031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Building Area2,459 sqft Living Area
1st Floor1,364 sqft 1st Floor
Basement Area929 sqft Basement
Unfinished Basement1,289 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCondo/Apartment Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Lot Area14,375 sqft (0.33 acres)
Parking Spaces2 Parking Spaces
Garage Area485 sqft Garage
Porch Area95 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3196 GATEWAY LEDGE
CityCOMMERCE TOWNSHIP
StateMI
Zip48390-4301
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R8E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 766 STONE GATE UNIT 30 L 12725 P 701 7-13-92 FR 200-016
Legal Range08E
Legal Township02N
Legal Section02
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit30
JurisdictionOAKLAND MI
Minor Civil DivisionCOMMERCE
Census Blockgroup2
Census Block2000
Census Tract134500

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