Osceola County property record for 3204 Florenze Way, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,515 sqft · built 2016 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,000 (May 2019) |
| Tax Bill | $2,964 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148780 |
| Primary APN | 148780 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,515 sqft Heated Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,515 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 92 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 32 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 24 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 148780 |
|---|---|
| Street Address | 3204 FLORENZE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAGIO PB 19 PG 43-45 LOT 106 ORD# 2015-06 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | VILLAGIO |
| Legal Tract | 2919 |
| Legal Block | 1 |
| Legal Lot Number | 106 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43207 |
3204 Florenze Way is owned and occupied by an individual who bought it in May 2019.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3204 FLORENZE WAY, SAINT CLOUD, FL 34772-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on File |
| Deed Sale | May 23, 2019 · Amount on File |
| Prior Sale | Apr 28, 2016 · Amount on File |
| Deed Document Number | 2019066596 |
| Deed Book / Page | 5528 / 2937 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 23, 2019 |
| Property Address | 3204 FLORENZE WAY, SAINT CLOUD, FL 34772-6704 |
| Document Number | 0055282937 |
| Book / Page | 5528 / 2937 |
| Map Reference | MB 19 PG 43-45 |
| Instrument Date | May 22, 2019 |
| Instrument | 2019066596 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SMART INTERNATIONAL TTL LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,652.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 SIMMONS RD, 1420, KISSIMMEE, FL 34744-5630 |
| Name | Verified Name |
|---|---|
| Address | 3204 FLORENZE WAY, SAINT CLOUD, FL 34772-6704 |
| Document Number | 0055282939 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 5528/2939 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 3204 Florenze Way was $2,964 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,964.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $213,524 | $284,500 Land $65,000 Building $219,500 |
| 2023 | $2,779.00 (+3.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $201,464 (+3%) | $275,200 (+14.95%) Land $60,000 Building $215,200 |
| 2022 | $2,675.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $195,597 | $239,400 Land $60,000 Building $179,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3204 Florenze Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3204 Florenze Way is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| CenturyLink DSL | 140 / 20 |
May also be available: AT&T, Verizon, Xfinity.
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