3200 Florenze Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3200 Florenze Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,808 sqft · built 2015
Lot Size0.135 acres (5,881 sqft)
OwnerIndividual Name on File
Last Sale$327,000 (Oct 2020)
Tax Bill$4,441 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN148778

Property Details

APN / Parcel Number

Primary APN148778
Alternative APN
  • 272630291900011040

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,808 sqft Heated Area
Gross Area3,573 sqft
1st Floor Area1,128 sqft
Upper Floors Area1,680 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,881 sqft (0.135 acres)
Garage TypeFinished
Garage Area641 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area124 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number148778
Street Address3200 FLORENZE WAY
CitySAINT CLOUD
StateFL
Zip34772-6704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGIO PB 19 PG 43-45 LOT 104 ORD# 2015-06
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionVILLAGIO
Legal Tract2919
Legal Block1
Legal Lot Number104
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43207

Owner

Source: Osceola County records · APN 148778

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3200 FLORENZE WAY, SAINT CLOUD, FL 34772-6704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Prior SaleOct 20, 2015 · Amount on Record
Deed Document Number2020147516
Deed Book / Page5823 / 27
Record UpdatedJun 08, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2020
Property Address3200 FLORENZE WAY, SAINT CLOUD, FL 34772-6704
Document Number0058230027
Book / Page5823 / 27
Map ReferenceMB 19 PG 43-45
Instrument DateOct 29, 2020
Instrument2020147516
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyTHE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,289.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7707 S ORANGE AVE, 7707, ORLANDO, FL 32809-6705

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 FLORENZE WAY, SAINT CLOUD, FL 34772-6704

Mortgage

Document Number0000582329
DateOct 30, 2020
Instrument5823/29
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,441.00 (+6.12%) Homeowner's exemption$290,997 (+5.99%)$398,900 (+3.02%) Land $65,000 Building $333,900
2023$4,185.00 (+3.49%) Homeowner's exemption$274,560 (+3%)$387,200 (+16.52%) Land $60,000 Building $327,200
2022$4,044.00 Homeowner's exemption$266,564$332,300 Land $60,000 Building $272,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 746 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
Lumen TechnologiesDSL140 / 20

May also be available at this address: AT&T, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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