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3202 Florenze Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3202 Florenze Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,547 sqft · built 2016
Lot Size0.105 acres (4,574 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Nov 2016)
Tax Bill$3,525 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN148779

Property Details

APN / Parcel Number

Primary APN148779
Alternative APN
  • 272630291900011050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,547 sqft Heated Area
Gross Area3,024 sqft
1st Floor Area1,243 sqft
Upper Floors Area1,304 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,574 sqft (0.105 acres)
Lot Dimensions92 ft deep x 50 ft wide
Garage TypeFinished
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area25 sqft
Patio Area302 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number148779
Street Address3202 FLORENZE WAY
CitySAINT CLOUD
StateFL
Zip34772-6704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVILLAGIO PB 19 PG 43-45 LOT 105 ORD# 2015-06
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionVILLAGIO
Legal Tract2919
Legal Block1
Legal Lot Number105
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3202 FLORENZE WAY, SAINT CLOUD, FL 34772-6704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2016 · Amount on Record
Deed SaleNov 1, 2016 · Amount on Record
Prior SaleNov 1, 2016 · Amount on Record
Deed Document Number0050482253
Deed Book / Page5048 / 2253
Last Transfer DateJul 12, 2022
Transfer Doc0062491534
Record UpdatedJun 8, 2026

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 12, 2022
Property Address3202 FLORENZE WAY, SAINT CLOUD, FL 34772-6704
Document Number0062491534
Book / Page6249 / 1534
Map ReferenceMB 19 PG 43-45
Instrument DateJun 21, 2022
Instrument2022107302
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanySOUTH FLORIDA TITLE ASSOCIATES, SOUTH FLORIDA TITLE ASSC LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3202 FLORENZE WAY, SAINT CLOUD, FL 34772-6704

Transferred To (Grantee/Buyer)

NameVerified Name
Address3202 FLORENZE WAY, SAINT CLOUD, FL 34772-6704

Mortgage

Document Number0062491536
DateJul 12, 2022
Instrument6249/1536
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term252 Months
DueJul 1, 2043

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,525.00 (+6.92%) Homeowner's exemption$239,813 (+6.46%)$364,900 (+3.37%) Land $65,000 Building $299,900
2023$3,297.00 (+3.61%) Homeowner's exemption$225,261 (+3%)$353,000 (+16.23%) Land $60,000 Building $293,000
2022$3,182.00 Homeowner's exemption$218,700$303,700 Land $60,000 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
CenturyLink
DSL		140 / 20

May also be available: AT&T, Verizon, Xfinity.

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