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3203 Tuggle Dr, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3203 Tuggle Dr, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,824 sqft · built 1993
Lot Size0.61 acres (26,572 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Oct 2023)
Deeds & MortgagesNov 2025 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-02-202-003

Property Details

APN / Parcel Number

Primary APN16-02-202-003
Alternative APN
  • 254A344

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,824 sqft Living Area
1st Floor Area1,824 sqft
Basement Area1,824 sqft
Finished Basement1,824 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Construction TypeFrame
Roof MaterialAsphalt
Lot Area26,572 sqft (0.61 acres)
Garage Area576 sqft
DrivewayDriveway
Driveway Area168 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Old Parcel Number254A344
Street Address3203 TUGGLE DR
CityCHERRY VALLEY
StateIL
Zip61016-9283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGLE FAM
Legal DescriptionPLAT NO 3 VALLEY RIDGE SUB BNG PT W1/2NE1/4 SEC 2-43-2 LOT 24
Legal Range02
Legal Township43
Legal Section02
Legal SubdivisionVALLEY RIDGE SUB
Legal Lot Number24
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group1
Census Block1005
Census Tract3705

Owner

Source: Winnebago County records · APN 16-02-202-003

Assessment roll updated January 1, 2022 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3203 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2025Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Oct 30, 2023Warranty Deed, Transfer · VA Mortgage
USAA FSB
Jan 11, 2023Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE
Nov 21, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Prior SaleNov 21, 2019 · Amount on Record
Deed Document Number2325679
Record UpdatedJun 07, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3203 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
Transaction TypeMortgage
Record UpdatedDec 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028881
DateNov 05, 2025
Instrument2528881
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055
Interest
Rate TypeFixed Rate
Rate5.38%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 30, 2023
Property Address3203 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
Document Number0000025679
Map ReferenceBK39 PG141A
Instrument DateOct 24, 2023
Instrument2325679
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3203 TUGGLE DR, CHERRY VALLEY, IL 61016-9283

Mortgage

Document Number0000025680
DateOct 30, 2023
Instrument2325680
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3203 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000629
DateJan 11, 2023
Instrument2300629
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateNov 21, 2019
Property Address3203 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
Document Number0001038711
Instrument DateNov 18, 2019
Instrument1038711
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$202.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3203 TUGGLE DR CHERRY VALLEY IL 610169283, CHERRY VALLEY, IL 61016-9283

Mortgage

Document Number1038712
DateNov 21, 2019
Instrument1038712
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2049

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified November 2023

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption Disabled Person's exemption Veteran's exemption$64,625 Land $13,199 Building $51,426$193,875 Land $39,597 Building $154,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Surf Air Wireless, Verizon.

Based on FCC filings for 146 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHERRY VALLEY
serves 4,731 people
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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