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3191 Tuggle Dr, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3191 Tuggle Dr, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,504 sqft · built 1995
Lot Size0.523 acres (22,797 sqft)
Owner2 Individual Names on Record
Last Sale$148,900 (Dec 2002)
Tax Bill$6,016 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN254A345

Property Details

APN / Parcel Number

Primary APN254A345
Alternative APN
  • 1602202002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,504 sqft Living Area
1st Floor Area1,752 sqft
Basement Area1,752 sqft
Finished Basement1,752 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Roof MaterialAsphalt
Lot Area22,797 sqft (0.523 acres)
Garage Area536 sqft
DrivewayDriveway
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number254A345
Street Address3191 TUGGLE DR
CityCHERRY VALLEY
StateIL
Zip61016-9283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionPLAT NO 3 VALLEY RIDGE SUB BNG PT W1/2NE1/4 SEC 2-43-2 LOT 25
Legal Range2
Legal Township43
Legal Section2
Legal SubdivisionPLAT NO 3 VALLEY RIDGE SUB
Legal Lot Number25
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group1
Census Block1005
Census Tract3705

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3191 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2002 · Amount on Record
Deed SaleDec 6, 2002 · Amount on Record
Deed Document Number2002291675
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3191 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
Document Number0000001148
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3191 TUGGLR DR CHERRY VALLEY IL 61016, CHERRY VALLEY, IL 61016

Mortgage

Document Number0000001148
DateJan 12, 2021
Instrument1148
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 11, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,016.00$81,701 (+40.73%) Land $17,227 Building $64,474$245,103 (+40.73%) Land $51,681 Building $193,422
2022Homeowner's exemption$58,056 Land $13,199 Building $44,857$174,168 Land $39,597 Building $134,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Surf Internet, Verizon.

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