3175 Tuggle Dr, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3175 Tuggle Dr, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,784 sqft · built 1993
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Jul 2017)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-202-001`

Property Details

APN / Parcel Number

Primary APN	`16-02-202-001`
Alternative APN	`254A346`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Basement Area	1,784 sqft
Finished Basement	1,784 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Construction Type	Frame
Lot Area	19,166 sqft (0.439 acres)
Garage Area	696 sqft
Driveway	Driveway
Driveway Area	192 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Old Parcel Number	254A346
Street Address	3175 TUGGLE DR
City	CHERRY VALLEY
State	IL
Zip	61016-9283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGLE FAM
Legal Description	PLAT NO 3 VALLEY RIDGE SUB BNG PT W1/2NE1/4 SEC 2-43-2 LOT 26
Legal Range	02
Legal Township	43
Legal Section	02
Legal Subdivision	VALLEY RIDGE SUB
Legal Lot Number	26
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1005
Census Tract	3705

Owner

Source: Winnebago County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3175 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jul 26, 2017	Warranty Deed, Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Jul 26, 2000 · Amount on Record
Deed Document Number	1722503
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3175 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	CITYWIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002087
Date	Jan 20, 2022
Instrument	2202087

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 26, 2017
Property Address	3175 TUGGLE DR, CHERRY VALLEY, IL 61016-9283
Document Number	0001022503
Instrument Date	Jul 20, 2017
Instrument	1022503
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3175 TUGGLE DR CHERRY VALLEY IL 610169283, CHERRY VALLEY, IL 61016-9283

Mortgage

Document Number	1022504
Date	Jul 26, 2017
Instrument	1022504

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$66,729 Land $13,199 Building $53,530	$200,187 Land $39,597 Building $160,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Surf Air Wireless, Verizon.

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