Tioga County and Nichols Town property record for 3203 E River Rd, Nichols, NY 13812
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,791 sqft · built 1838 |
| Lot Size | 2.64 acres (114,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $264,000 (Sep 2017) |
| Tax Bill | $6,342 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 149.00-1-31 |
| Primary APN | 492889 149.00-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,791 sqft Living Area |
| 1st Floor Area | 1,855 sqft |
| 2nd Floor Area | 936 sqft |
| Year Built | Built 1838 |
|---|---|
| Effective Year Built | Effective 1838 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 114,998 sqft (2.64 acres) |
| Garage Type | Detached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 452 sqft |
| Patio Area | 960 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000809 |
|---|---|
| Street Address | 3203 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 06-20-90 |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3203 E RIVER RD, NICHOLS, NY 13812-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP |
| Sep 20, 2017 | Deed, Transfer NOT AVAILABLE, MAUREEN MANGAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on Record |
| Deed Sale | Sep 20, 2017 · Amount on Record |
| Deed Book / Page | 20170 / 4025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 3203 E RIVER RD, NICHOLS, NY 13812-3226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170-00004026 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 170-00004026 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Sep 20, 2017 |
| Property Address | 3203 E RIVER RD, NICHOLS, NY 13812-3226 |
| Document Number | 0000020170/0000004025 |
| Book / Page | 0000020170 / 0000004025 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | NOT AVAILABLE, MAUREEN MANGAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3203 E RIVER RD, NICHOLS, NY 13812-3226 |
Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,342.00 (+1.93%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $6,222.00 (+291.57%) | $50,500 (-) Land $4,400 Building $46,100 | $290,564 (+20.83%) Land $25,316 Building $265,248 |
| 2023 | $50,500 Land $4,400 Building $46,100 | $240,476 Land $20,952 Building $219,524 | |
| 2019 | $1,589.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| Fiberspark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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