3220 E River Rd, Nichols, NY 13812 Property Records

Tioga County and Nichols Town property record for 3220 E River Rd, Nichols, NY 13812

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,636 sqft · built 1960
Lot Size3.32 acres (144,619 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Apr 2012)
Tax Bill$7,797 (2026)
Flood ZoneZone X (moderate risk)
APN492889 149.00-1-40

Property Details

APN / Parcel Number

Primary APN492889 149.00-1-40
Alternative APNs
  • 288914900000010400000000
  • 00000000565

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,636 sqft Living Area
1st Floor Area2,136 sqft
Upper Floors Area1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialComposition/Composite
Lot Area144,619 sqft (3.32 acres)
Lot Width165 ft Width
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area299 sqft
Canopy52 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000000565
Street Address3220 E RIVER RD
CityNICHOLS
StateNY
Zip13812-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number40.000
JurisdictionTIOGA NY
Township / Civil DivisionNICHOLS
Census Block Group6
Census Block6000
Census Tract20600

Owner

Source: Tioga County and Nichols Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3220 E RIVER RD, NICHOLS, NY 13812-3225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2012 · Amount on Record
Deed SaleApr 12, 2012 · Amount on Record
Deed Book / Page19779 / 2001
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionNichols Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,797.00 (+0.44%) Homeowner's exemption
2025$7,763.00 (+190.75%)$56,000 (-) Land $3,200 Building $52,800$322,209 (+20.83%) Land $18,412 Building $303,797
2023$56,000 Land $3,200 Building $52,800$266,667 Land $15,238 Building $251,429
2019$2,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims46 (1979–2017)
Claims Outside the SFHA18 of 46
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims
  • Severe Storms And Flooding, Jun 2006 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zeta Broadband
Fiber
5,000 / 5,000
Fiberspark
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on E River Rd

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