Tioga County and Nichols Town property record for 3129 E River Rd, Nichols, NY 13812 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,512 sqft · built 1885 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Jun 2001) |
| Tax Bill | $3,964 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance Oct 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 149.00-1-25.12 |
| Primary APN | 492889 149.00-1-25.12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| 2nd Floor Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 1,060 ft deep x 227 ft wide |
| Porch | Slab |
| Porch Area | 756 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000001389 |
|---|---|
| Street Address | 3129 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 25.012 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records · APN 492889 149.00-1-25.12
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3129 E RIVER RD, NICHOLS, NY 13812-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU |
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2001 · Amount on Record |
| Deed Sale | Jun 29, 2001 · Amount on Record |
| Deed Book / Page | 671 / 275 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 3129 E RIVER RD, NICHOLS, NY 13812-3224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000000882 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 20230-00000882 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 3129 E RIVER RD, NICHOLS, NY 13812-3224 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020000004103 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 20200-00004103 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Tioga County and Nichols Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,964.00 (+190.62%) | $28,600 (-) Land $600 Building $28,000 | $164,557 (+20.83%) Land $3,452 Building $161,105 |
| 2023 | $28,600 Land $600 Building $28,000 | $136,190 Land $2,857 Building $133,333 | |
| 2019 | $1,364.00 |
Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070206006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Zeta Broadband | Fiber | 5,000 / 5,000 |
| FiberSpark | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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