3202 Rusty Ln, Bloomington, IL 61704 Property Records

McLean County property record for 3202 Rusty Ln, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,965 sqft · built 2000
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$477,000 (Jul 2022)
Tax Bill	$4,751 (2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-30-333-001`

Property Details

APN / Parcel Number

Primary APN	`15-30-333-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,965 sqft Living Area
Gross Area	4,773 sqft
1st Floor Area	1,395 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	160 ft deep x 114 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Patio Area	45 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3202 RUSTY LN
City	BLOOMINGTON
State	IL
Zip	61704-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 255 HAWTHORNE HILLS 9TH ADD
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	HAWTHORNE HILLS
Legal Lot Number	255
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2016
Census Tract	5103

Owner

Source: McLean County records · APN 15-30-333-001

Assessment roll updated April 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3202 RUSTY LN, BLOOMINGTON, IL 61704-2725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202212089
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 11, 2022
Property Address	3202 RUSTY LN, BLOOMINGTON, IL 61704-2725
Document Number	202200012089
Map Reference	DOC 95-13970
Instrument Date	Jun 30, 2022
Instrument	2022-00012089
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$477.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3202 RUSTY LN, BLOOMINGTON, IL 61704-2725
Investor	Possibly a Property Investor

Mortgage

Document Number	202200012090
Date	Jul 11, 2022
Instrument	2022-00012090

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,836 (+36.8%) Land $33,462 Building $134,374	$503,508 (+36.8%) Land $100,386 Building $403,122
2023		$122,687 (+2.62%) Land $25,098 Building $97,589	$368,061 (+2.62%) Land $75,294 Building $292,767
2022	$4,751.00 (-50.39%)	$119,554 Land $24,457 Building $95,097	$358,662 Land $73,371 Building $285,291
2019	$9,576.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 412 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLOOMINGTON serves 79,000 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.