3114 Rusty Ln, Bloomington, IL 61704 Property Records

McLean County property record for 3114 Rusty Ln, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,460 sqft · built 1999
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$346,500 (Sep 2015)
Tax Bill$11,714 (2024)
Deeds & MortgagesJan 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-30-302-060

Property Details

APN / Parcel Number

Primary APN15-30-302-060

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,460 sqft Living Area
Gross Area4,696 sqft
1st Floor Area2,110 sqft
Basement Area1,350 sqft
Finished Basement1,350 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions160 ft deep x 114 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area1,236 sqft
Parking Spaces5 Parking Spaces
PorchOpen Concrete/Masonry Porch
Patio Area240 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3114 RUSTY LN
CityBLOOMINGTON
StateIL
Zip61704-2720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionLOT 254 HAWTHORNE HILLS SUB 9TH ADD
Legal Range03E
Legal Township24N
Legal Section30
Legal SubdivisionHAWTHORNE HILLS
Legal Lot Number254
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2016
Census Tract5103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3114 RUSTY LN, BLOOMINGTON, IL 61704-2720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF BLOOMINGTON
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF BLOOMINGTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2015 · Amount on Record
Deed SaleSep 28, 2015 · Amount on Record
Deed Document Number201518386
Last Transfer DateAug 5, 2025
Transfer Doc0000011552
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address3114 RUSTY LN, BLOOMINGTON, IL 61704-2720
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100000915
DateJan 13, 2021
Instrument2021-00000915
Lender
NameFIRST STATE BANK OF BLOOMINGTON
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate
Rate2%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address3114 RUSTY LN, BLOOMINGTON, IL 61704-2720
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000008225
DateMay 11, 2020
Instrument2020-00008225
Lender
NameFIRST STATE BANK OF BLOOMINGTON
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$160,137 (+33.32%) Land $30,091 Building $130,046$480,411 (+33.32%) Land $90,273 Building $390,138
2024$11,714.00 (+21.16%)
2023$9,668.00$120,111 Land $22,570 Building $97,541$360,333 Land $67,710 Building $292,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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