3106 Rusty Ln, Bloomington, IL 61704 Property Records

McLean County property record for 3106 Rusty Ln, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,346 sqft · built 1994
Lot Size0.419 acres (18,231 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Dec 2013)
Tax Bill$13,140 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-30-302-045

Property Details

APN / Parcel Number

Primary APN15-30-302-045

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,346 sqft Living Area
Gross Area5,114 sqft
1st Floor Area1,508 sqft
Basement Area1,054 sqft
Finished Basement1,054 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area18,231 sqft (0.419 acres)
Lot Dimensions160 ft deep x 114 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
Deck Area394 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3106 RUSTY LN
CityBLOOMINGTON
StateIL
Zip61704-2720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionLOT 250 8TH ADD TO HAWTHORNE HILLS
Legal Range03E
Legal Township24N
Legal Section30
Legal SubdivisionHAWTHORNE HILLS
Legal Lot Number250
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2016
Census Tract5103

Owner

3106 Rusty Ln is owned and occupied by an individual who bought it in December 2013.

Source: McLean County records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address3106 RUSTY LN, BLOOMINGTON, IL 61704-2720
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2013 · Amount on File
Deed SaleDec 18, 2013 · Amount on File
Prior SaleApr 11, 2011 · Amount on File
Deed Document Number201331071
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address3106 RUSTY LN, BLOOMINGTON, IL 61704-2720
Transaction TypeMortgage
Record UpdatedFeb 6, 2023
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3106 RUSTY LN, BLOOMINGTON, IL 61704-2720

Mortgage

Document Number202300001151
DateJan 26, 2023
Instrument2023-00001151
Lender
NameGOODFIELD STATE BANK
TypeBank
AddressGOODFIELD, IL 61742
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJan 28, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$178,861 Land $33,492 Building $145,369$536,583 Land $100,476 Building $436,107
2024$13,140.00 (+21.02%)
2023$10,858.00$134,155 Land $25,121 Building $109,034$402,465 Land $75,363 Building $327,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3106 Rusty Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 Rusty Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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