3201 E 2nd Pl, Panama City, FL 32401 Property Records

Bay County property record for 3201 E 2nd Pl, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Details4 bd · 3 ba · 2,391 sqft · built 1958
Lot Size0.067 acres (2,918 sqft)
OwnerCompany Name on Record
Last Sale$182,900 (Jul 2026)
Tax Bill$317 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN23817-000-000

Property Details

APN / Parcel Number

Primary APN23817-000-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Units2 Units
Stories1 Story
Building Area2,391 sqft Living Area
1st Floor Area1,992 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1968
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,918 sqft (0.067 acres)
Lot Dimensions84 ft deep x 35 ft wide
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
DrivewayDriveway

Exterior Amenities

PorchUnfinished Open Porch
Porch Area463 sqft
Lawn SprinklersLawn Sprinklers
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address3201 E 2ND PL
CityPANAMA CITY
StateFL
Zip32401-5617
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionSPRINGFIELD PLAT THE W 35 OF THE W1/2 OF LOT 7 AND THE W 35 OF THE W1/2 OF THE S 34 OF LOT 8 BLK 5 ORB 4778 P 1600
Legal Range14W
Legal Township04S
Legal Section11
Legal SubdivisionSPRINGFIELD PLAT
Legal Block5
Legal Lot Number7
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2027
Census Tract1000

Owner

Source: Bay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3201 E 2ND PL, PANAMA CITY, FL 32401-5617
Owner TypeCompany
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Warranty Deed, Transfer · FHA Mortgage
WESTERN MORTGAGE
Mar 1, 2024Warranty Deed, Transfer
M TITLE GROUP LLC, ITITLE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2026 · Amount on Record
Deed SaleJul 28, 2026 · Amount on Record
Prior SaleMar 1, 2024 · Amount on Record
Deed Document Number202645844
Deed Book / Page5061 / 943
Prior Transfer DateFeb 5, 2016
Prior Transfer Doc0037690491
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 28, 2026
Property Address3201 E 2ND PL, PANAMA CITY, FL 32401-5617
Document Number0000045844
Book / Page5061 / 943
Instrument DateJul 27, 2026
Instrument202645844
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$129,310.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3201 E 2ND PL, PANAMA CITY, FL 32401-5617

Mortgage

Document Number0000045845,
DateJul 28, 2026
Instrument202645845
Lender
NameWESTERN MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2051
Interest
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 1, 2024
Property Address3208 E 2ND PL, PANAMA CITY, FL 32401
Document Number0047781600
Book / Page4778 / 1600
Map ReferenceMB 2 PG 3
Instrument DateFeb 26, 2024
Instrument2024011774
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyM TITLE GROUP LLC, ITITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$406.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17290 PARKER AVE, FRIANT, CA 93626

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 DRAKE AVE, PANAMA CITY, FL 32401-1303

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$317.00 (-3.06%)$10,784 (+11.76%) Land $10,784$10,784 (+11.76%) Land $10,784
2024$327.00 (-68.47%)$9,649 (-82.61%) Land $9,649$9,649 (-82.61%) Land $9,649
2023$1,037.00 (+15.22%)$55,480 (+14.38%) Land $22,428 Building $33,052$55,480 (+14.38%) Land $22,428 Building $33,052
2022$900.00$48,503 Land $18,480 Building $30,023$48,503 Land $18,480 Building $30,023

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA8 of 11
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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