Bay County property record for 3202 E 2nd Pl, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 840 sqft · built 2018 |
| Lot Size | 0.321 acres (13,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,000 (Mar 2026) |
| Tax Bill | $1,119 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23853-000-000 |
| Primary APN | 23853-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,982 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3202 E 2ND PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5618 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SPRINGFIELD PLAT LOTS 11 & 12 BLK 10 ORB 4750 P 1600 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SPRINGFIELD PLAT |
| Legal Block | 10 |
| Legal Lot Number | 11,12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1000 |
Source: Bay County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3202 E 2ND PL, PANAMA CITY, FL 32401-5618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 11, 2026 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Jul 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 6, 2019 | Tax Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 202614825 |
| Deed Book / Page | 5011 / 1508 |
| Prior Transfer Date | Jul 1, 2020 |
| Prior Transfer Doc | 0042700718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 3202 E 2ND PL, PANAMA CITY, FL 32401-5618 |
| Document Number | 0050111508 |
| Book / Page | 5011 / 1508 |
| Map Reference | MB 2 PG 3 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026014825 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | CORNERSTONE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,253.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1235 N 10TH ST # ST101, ST101, BLAIR, NE 68008-2739 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3202 E 2ND PL, PANAMA CITY, FL 32401-5618 |
| Document Number | 0050111510 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 5011/1510 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0050111532 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 5011/1532 |
| Instrument | 2026014827 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTERVILLE, OH 43082 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 21, 2023 |
| Property Address | 3202 E 2ND PL, PANAMA CITY, FL 32401-5618 |
| Document Number | 0047501600 |
| Book / Page | 4750 / 1600 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023072745 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3421 HIGHWAY 77, PANAMA CITY, FL 32405-5009 |
| Name | Verified Name |
|---|---|
| Address | 3202 E 2ND PL, PANAMA CITY, FL 32401-5618 |
| Document Number | 0047501603 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 4750/1603 |
| Instrument | 2023072746 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 2, 2020 |
| Property Address | 3202 E 2ND PL, PANAMA CITY, FL 32401-5618 |
| Document Number | 0042700718 |
| Book / Page | 004270 / 000718 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 43438 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $42.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4908 DANNY BOY CIR ORLANDO FL 328083650, ORLANDO, FL 32808-3650 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 6, 2019 |
| Property Address | 3202 E 2ND PL, PANAMA CITY, FL 32401-5618 |
| Document Number | 0041880109 |
| Book / Page | 004188 / 000109 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 96527 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $29.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 MASSALINA DR PANAMA CITY BEACH FL 324013729, PANAMA CITY BEACH, FL 32401-3729 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,119.00 (-10.84%) Homeowner's exemption | $112,632 (+2.9%) | $114,685 (+4.78%) Land $38,220 Building $76,465 |
| 2024 | $1,255.00 (+605.06%) Homeowner's exemption | $109,458 (+64.82%) Land $34,202 Building $75,256 | $109,458 (+64.82%) Land $34,202 Building $75,256 |
| 2023 | $178.00 (-83.4%) Additional exemption filed | $66,410 (+11.52%) Land $26,166 Building $40,244 | $66,410 (+11.52%) Land $26,166 Building $40,244 |
| 2022 | $1,072.00 | $59,550 Land $21,560 Building $37,990 | $59,550 Land $21,560 Building $37,990 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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