McHenry County property record for 3116 W Bretons Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,749 sqft · built 1989 |
| Lot Size | 0.24 acres (10,456 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2026 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-35-482-018 |
| Primary APN | 09-35-482-018 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| Gross Area | 2,778 sqft |
| 1st Floor Area | 1,779 sqft |
| Basement Area | 999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,456 sqft |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 399 sqft |
| Patio Area | 79 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3116 W BRETONS DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 93R038123 LT 71 UNIT 2 OF BRITTANY HEIGHTS |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 35 |
| Legal Subdivision | BRITTANT HEIGHTS |
| Legal Block | 482 |
| Legal Lot Number | 71 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 870606 |
3116 W Bretons Dr is owned and occupied by an individual.
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3116 W BRETONS DR, MCHENRY, IL 60050-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 4, 2026 |
| Property Address | 3116 W BRETONS DR, MCHENRY, IL 60050-5600 |
| Document Number | 0000022393 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202622393 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3116 W BRETONS DR, MCHENRY, IL 60050-5600 |
| Document Number | 0000022393, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202622393 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3116 W BRETONS DR, MCHENRY, IL 60050-5600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002880 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026R0002880 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3116 W BRETONS DR, MCHENRY, IL 60050-5600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007129 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023R0007129 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2038 |
| Rate | 5.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3116 W BRETONS DR, MCHENRY, IL 60050-5600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000052829 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021R0052829 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3116 W BRETONS DR, MCHENRY, IL 60050-5600 |
| Document Number | 0000022622 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3116 W BRETONS DR MCHENRY IL 600505600, MCHENRY, IL 60050-5600 |
| Document Number | 0000022622 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 22622 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 21, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3116 W BRETONS DR, MCHENRY, IL 60050-5600 |
| Document Number | 0000019248 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3116 W BRETONS DR MCHENRY IL 600505600, MCHENRY, IL 60050-5600 |
| Document Number | 0000019248 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 19248 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $82,073 Land $16,287 Building $65,786 | $246,219 Land $48,861 Building $197,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3116 W Bretons Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1979–1994) |
| Most Recent Claim | Mar 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3116 W Bretons Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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