3200 Traber Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3200 Traber Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,060 sqft · built 1969
Lot Size	0.41 acres (17,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Apr 2018)
Tax Bill	$9,004 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.08-1-17`

Property Details

APN / Parcel Number

Primary APN	`013089 27.08-1-17`
Alternative APNs	`308902700800010170000000` `02700800010170000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	969 sqft
2nd Floor Area	702 sqft
Upper Floors Area	389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,900 sqft (0.41 acres)
Lot Dimensions	179 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700800010170000000
Street Address	3200 TRABER RD
City	SCHENECTADY
State	NY
Zip	12303-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 31 3194 TRABER RD
Legal Subdivision	LONE PINE VILLAGE
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3002
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3200 TRABER RD, SCHENECTADY, NY 12303-4724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Sep 28, 2021	Intrafamily Transfer, Transfer
Apr 2, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20187083
Prior Transfer Date	Dec 9, 2015
Prior Transfer Doc	0000003674
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3200 TRABER RD, SCHENECTADY, NY 12303-4724
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001456
Date	Jan 18, 2019
Instrument	R2019-01456

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3200 TRABER RD, SCHENECTADY, NY 12303-4724
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 TRABER RD, SCHENECTADY, NY 12303-4724

Mortgage

Document Number	0000001724
Date	Jan 19, 2022
Instrument	R2022-01724

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 7, 2027

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Sep 28, 2021
Property Address	3200 TRABER RD, SCHENECTADY, NY 12303-4724
Document Number	0000009503
Map Reference	MAP 4561 DR 165
Instrument Date	Aug 28, 2021
Instrument	R2021-29503
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3200 TRABER RD, SCHENECTADY, NY 12303-4724

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 2, 2018
Property Address	3200 TRABER RD, SCHENECTADY, NY 12303-4724
Document Number	0000007083
Map Reference	MAP4561
Instrument Date	Mar 19, 2018
Instrument	R2018-07083
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7005 DUNNSVILLE RD, 7005, ALTAMONT, NY 12009-5607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 W LONGVIEW RD, ROCKAWAY BOROUGH, NJ 07866-3745

Mortgage

Document Number	0000007084
Date	Apr 2, 2018
Instrument	R2018-07084

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,004.00 (+0.04%)
2025	$9,000.00 (+11.82%)	$315,000 (-) Land $63,000 Building $252,000	$420,000 (+13.33%) Land $84,000 Building $336,000
2023		$315,000 (-) Land $63,000 Building $252,000	$370,588 (+7.06%) Land $74,118 Building $296,470
2022		$315,000 Land $63,000 Building $252,000	$346,154 Land $69,231 Building $276,923
2021	$8,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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