Albany County and Guilderland Town property record for 3198 Traber Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,872 sqft · built 1969 |
| Lot Size | 0.482 acres (21,012 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jun 1994) |
| Tax Bill | $6,670 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.08-1-18 |
| Primary APN | 013089 27.08-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,012 sqft (0.482 acres) |
| Lot Dimensions | 204 ft deep x 103 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 269 sqft |
| Patio Area | 216 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02700800010180000000 |
|---|---|
| Street Address | 3198 TRABER RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 69 |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 14616 |
3198 Traber Rd is owned and occupied by two individuals who bought it in June 1994.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3198 TRABER RD, SCHENECTADY, NY 12303-4722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1994 · Amount on File |
| Deed Sale | Jun 30, 1994 · Amount on File |
| Deed Book / Page | 2512 / 639 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3198 Traber Rd was $6,670 with a homeowner's exemption, up 8% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,670.00 (+8.03%) Homeowner's exemption | ||
| 2025 | $6,174.00 Homeowner's exemption | $230,000 Land $46,000 Building $184,000 | $306,667 Land $61,333 Building $245,334 |
| 2023 | $230,000 (-) Land $46,000 Building $184,000 | $270,588 (+7.06%) Land $54,118 Building $216,470 | |
| 2022 | $230,000 Land $46,000 Building $184,000 | $252,747 Land $50,549 Building $202,198 | |
| 2021 | $5,444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3198 Traber Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3198 Traber Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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