3213 Traber Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3213 Traber Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,656 sqft · built 1983
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$132,000 (Sep 1996)
Tax Bill$7,741 (2026)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 27.08-2-12

Property Details

APN / Parcel Number

Primary APN013089 27.08-2-12
Alternative APNs
  • 308902700800020120000000
  • 02700800020120000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area936 sqft
2nd Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02700800020120000000
Street Address3213 TRABER RD
CitySCHENECTADY
StateNY
Zip12303-5137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 3213 LPV SEC 4
Legal Block2
Legal Lot Number12.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1000
Census Tract14616

Owner

3213 Traber Rd is owned and occupied by two individuals who bought it in September 1996.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3213 TRABER RD, SCHENECTADY, NY 12303-5137
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 1996 · Amount on File
Deed SaleSep 25, 1996 · Amount on File
Deed Book / Page2565 / 130
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3213 TRABER RD, SCHENECTADY, NY 12303-5137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016416
DateJul 31, 2020
InstrumentR2020-16416
Lender
NameSCHOOL SYSTEMS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 30, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 3213 Traber Rd was $7,741 with a homeowner's exemption, up 6.8% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,741.00 (+6.82%) Homeowner's exemption
2025$7,247.00 Homeowner's exemption$269,000 Land $54,000 Building $215,000$358,667 Land $72,000 Building $286,667
2023$269,000 (-) Land $54,000 Building $215,000$316,471 (+7.06%) Land $63,529 Building $252,942
2022$269,000 Land $54,000 Building $215,000$295,604 Land $59,341 Building $236,263
2021$6,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3213 Traber Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3213 Traber Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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