320 Williams St, Canton, MS 39046 Property Records

Madison County property record for 320 Williams St, Canton, MS 39046

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,098 sqft · built 1969
Lot Size	0.521 acres (22,697 sqft)
Owner	Individual Name on Record
Last Sale	$235,062 (Apr 2022)
Tax Bill	$871 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093D-20C-197`

Property Details

APN / Parcel Number

Primary APN	`093D-20C-197`
Alternative APNs	`093D-20C-197/00.00` `31049`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,098 sqft Adjusted Area
Gross Area	2,016 sqft
1st Floor Area	2,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,697 sqft (0.521 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	31049
Street Address	320 WILLIAMS ST
City	CANTON
State	MS
Zip	39046-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 FT OFF N/S LOTS 7,8 & 9 & 50 FT OFF S/S LOTS 4,5 & 6 VIRGINIA ADDN 4-9 5
Legal Range	03E
Legal Township	09N
Legal Section	20
Legal Subdivision	VIRGINIA ADDN BL 5
Legal Lot Number	7-9,50
Jurisdiction	MADISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1016
Census Tract	31100

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 WILLIAMS ST, CANTON, MS 39046-4733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 26, 2022	Deed of Trust, Mortgage · FHA Mortgage GUARANTY HOME MORTGAGE CORP
Apr 28, 2022	Intrafamily Transfer, Transfer · FHA Mortgage GUARANTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	2022955785
Deed Book / Page	4201 / 623
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	320 WILLIAMS ST, CANTON, MS 39046-4733
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WILLIAMS ST, CANTON, MS 39046-4733

Mortgage

Document Number	004382/791
Date	Oct 27, 2023
Book Page	4382/791
Instrument	994037

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	320 WILLIAMS ST, CANTON, MS 39046-4733
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 N UNION STREET EXT, CANTON, MS 39046-3524

Mortgage

Document Number	004200/429
Date	Apr 26, 2022
Book Page	4200/429
Instrument	955628

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	NASHVILLE, TN 37210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Apr 28, 2022
Property Address	320 WILLIAMS ST, CANTON, MS 39046-4733
Document Number	004201/623
Book / Page	4201 / 623
Instrument Date	Apr 28, 2022
Instrument	955785
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 WILLIAMS ST, 320, CANTON, MS 39046-4733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 WILLIAMS ST, CANTON, MS 39046-4733

Mortgage

Document Number	0000955786
Date	Apr 28, 2022
Instrument	955786

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Canton City
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 Homeowner's exemption	$7,541 (-)	$75,410 (-) Land $15,000 Building $60,410
2024	$871.00 (-8.8%)
2023	$955.00 Homeowner's exemption	$7,541	$75,410 Land $15,000 Building $60,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
NETSPEEDMS Fixed Wireless	499 / 285
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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