Cleveland County property record for 320 Wall Ave, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft · built 1960 |
| Lot Size | 0.445 acres (19,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Mar 2020) |
| Tax Bill | $2,093 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1329682 |
| Primary APN | 1329682 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Finished Area |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 19,400 sqft (0.445 acres) |
| Lot Dimensions | 194 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 70 sqft |
| Deck Area | 560 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1329682 |
|---|---|
| Street Address | 320 WALL AVE |
| City | SHELBY |
| State | NC |
| Zip | 28152-7710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 5 BLK E BROOKMOORE GARDENS PB 836 |
| Legal Subdivision | BROOKMOORE GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 951501 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 WALL AVE, SHELBY, NC 28152-7710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Aug 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Mar 26, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2020 · Amount on Record |
| Deed Sale | Mar 26, 2020 · Amount on Record |
| Prior Sale | Mar 24, 2006 · Amount on Record |
| Deed Document Number | 202037594 |
| Deed Book / Page | 1809 / 2979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 320 WALL AVE, SHELBY, NC 28152-7710 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 320 WALL AVE, SHELBY, NC 28152-7710 |
| Document Number | 0018800083 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 1880/83 |
| Instrument | 200076971 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 320 WALL AVE, SHELBY, NC 28152-7710 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0018492918 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 1849/2918 |
| Instrument | 200060240 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 26, 2020 |
| Property Address | 320 WALL AVE, SHELBY, NC 28152-7710 |
| Document Number | 0018092979 |
| Book / Page | 1809 / 2979 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 200037594 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 662, BOILING SPRINGS, NC 28017-0662 |
| Name | Verified Name |
|---|---|
| Address | 320 WALL AVE, SHELBY, NC 28152-7710 |
| Document Number | 0018092982 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 1809/2982 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Boiling Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,093.00 (+8.9%) | $217,261 (-) Land $22,200 Building $195,061 | $217,261 (-) Land $22,200 Building $195,061 |
| 2025 | $1,922.00 | $217,261 (+62.55%) Land $22,200 Building $195,061 | $217,261 (+62.55%) Land $22,200 Building $195,061 |
| 2023 | $133,657 Land $22,200 Building $111,457 | $133,657 Land $22,200 Building $111,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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