231 Wall Ave, Shelby, NC 28152 Property Records

Cleveland County property record for 231 Wall Ave, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,671 sqft · built 1980
Lot Size	0.93 acres (40,512 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,723 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1130947`

Property Details

APN / Parcel Number

Primary APN	`1130947`
Alternative APN	`2957`

Interior

Stories	1 Story
Building Area	1,671 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Material	Metal
Lot Area	40,512 sqft (0.93 acres)
Lot Dimensions	211 ft deep x 192 ft wide
Porch	Slab
Porch Area	336 sqft
Storage Building	63 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1130947
Street Address	231 WALL AVE
City	SHELBY
State	NC
Zip	28152-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	WALL AVE LIFE ESTATE
Legal Subdivision	BOILING SPGS
Legal Block	1
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1011
Census Tract	951501

Owner

231 Wall Ave is owned and occupied by two individuals.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 WALL AVE, SHELBY, NC 28152-7711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	231 WALL AVE, SHELBY, NC 28152-7711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017990527
Date	Sep 26, 2019
Book Page	1799/0527
Instrument	200030900

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BOILING SPRINGS, NC 28017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 7, 2020
Property Address	231 WALL AVE, SHELBY, NC 28152-7711
Document Number	0018121860
Book / Page	001812 / 001860
Instrument Date	Apr 28, 2020
Instrument	38979
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	650 HEARTWOOD DR WINNABOW NC 284795792, WINNABOW, NC 28479-5792

Tax Assessment & Valuation

The 2026 property tax bill for 231 Wall Ave was $1,723, up 9.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,723.00 (+9.4%)	$177,972 (-) Land $34,406 Building $143,566	$177,972 (-) Land $34,406 Building $143,566
2025	$1,575.00	$177,972 Land $34,406 Building $143,566	$177,972 Land $34,406 Building $143,566
2023		$151,549 Land $34,406 Building $117,143	$151,549 Land $34,406 Building $117,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Wall Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Wall Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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