224 Wall Ave, Shelby, NC 28152 Property Records

Cleveland County property record for 224 Wall Ave, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,096 sqft · built 1981
Lot Size	0.748 acres (32,600 sqft)
Owner	2 Individual Names on File
Last Sale	$116,000 (Jan 2017)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1314535`

Property Details

APN / Parcel Number

Primary APN	`1314535`
Alternative APN	`719`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,096 sqft Finished Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	32,600 sqft (0.748 acres)
Lot Dimensions	326 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	192 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	120 sqft
Storage Building	30 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1314535
Street Address	224 WALL AVE
City	SHELBY
State	NC
Zip	28152-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT10CHASIPUTNAMSDPB859
Legal Subdivision	THE CHARLES
Legal Block	1
Legal Lot Number	59
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1025
Census Tract	951501

Owner

Source: Cleveland County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 WALL AVE, SHELBY, NC 28152-7711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Prior Sale	Apr 5, 2010 · Amount on Record
Deed Document Number	2017370
Deed Book / Page	1734 / 197
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	224 WALL AVE, SHELBY, NC 28152-7711
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WALL AVE, SHELBY, NC 28152-7711

Mortgage

Document Number	0019152218
Date	Feb 23, 2024
Book Page	1915/2218
Instrument	200097375

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Dec 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	224 WALL AVE, SHELBY, NC 28152-7711
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WALL AVE, SHELBY, NC 28152-7711

Mortgage

Document Number	0018640715
Date	Feb 2, 2022
Book Page	1864/715
Instrument	200067954

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 11, 2017
Property Address	224 WALL AVE, SHELBY, NC 28152-7711
Document Number	0017340197
Book / Page	001734 / 000197
Instrument Date	Jan 11, 2017
Instrument	370
Transaction Type	Transfer
Record Updated	Aug 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 WALL AVE SHELBY NC 28152, SHELBY, NC 28152

Mortgage

Document Number	17340200
Date	Jan 11, 2017
Book Page	001734/000200
Instrument	371

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,444 (-) Land $23,600 Building $105,844	$129,444 (-) Land $23,600 Building $105,844
2025	$1,145.00	$129,444 (+25.81%) Land $23,600 Building $105,844	$129,444 (+25.81%) Land $23,600 Building $105,844
2023		$102,892 Land $23,600 Building $79,292	$102,892 Land $23,600 Building $79,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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