Montgomery County property record for 320 W Main St, Biscoe, NC 27209
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,384 sqft · built 1910 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Dec 2016) |
| Tax Bill | $2,217 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7568 11 56 1770 |
| Primary APN | 7568 11 56 1770 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,384 sqft Finished Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Dimensions | 181 ft deep x 302 ft wide |
| Garage Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Zoned |
| Account Number | 77503 |
|---|---|
| Street Address | 320 W MAIN ST |
| City | BISCOE |
| State | NC |
| Zip | 27209-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | WEST MAIN ST WEST MAIN ST |
| Legal Subdivision | WEST MAIN ST |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 960102 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 W MAIN ST, BISCOE, NC 27209-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2016 · Amount on Record |
| Deed Sale | Dec 12, 2016 · Amount on Record |
| Prior Sale | Apr 1, 1994 · Amount on Record |
| Deed Document Number | 2016348578 |
| Deed Book / Page | 781 / 525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 320 W MAIN ST, BISCOE, NC 27209-9528 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000976/943 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 976/943 |
| Instrument | 389222 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 320 W MAIN ST, BISCOE, NC 27209-9528 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000914/895 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 914/895 |
| Instrument | 376485 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHERN PINES, NC 28388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 320 W MAIN ST, BISCOE, NC 27209-9528 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000908/449 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 908/449 |
| Instrument | 375189 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Biscoe Town |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,705 (-) Land $33,220 Building $155,485 | $188,705 (-) Land $33,220 Building $155,485 | |
| 2025 | $2,217.00 | $188,705 (+11.91%) Land $33,220 Building $155,485 | $188,705 (+11.91%) Land $33,220 Building $155,485 |
| 2023 | $168,628 Land $33,220 Building $135,408 | $168,628 Land $33,220 Building $135,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BISCOE serves 2,735 people · EPA ID NC0362035 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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