220 W Main St, Biscoe, NC 27209 Property Records

Montgomery County property record for 220 W Main St, Biscoe, NC 27209

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,006 sqft · built 1951
Lot Size0.791 acres (34,484 sqft)
OwnerIndividual Name on Record
Last Sale$116,000 (May 2020)
Tax Bill$1,478 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7568 11 56 9739

Property Details

APN / Parcel Number

Primary APN7568 11 56 9739
Alternative APN
  • 1482613

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,006 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick Veneer
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,484 sqft (0.791 acres)
Lot Dimensions233 ft deep x 148 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemZoned

Location & Zoning

Account Number1482613
Street Address220 W MAIN ST
CityBISCOE
StateNC
Zip27209-9527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionCOGGINS HWY 24/27 WEST
JurisdictionMONTGOMERY NC
Township / Civil DivisionBISCOE
Census Block Group3
Census Block3041
Census Tract960102

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address220 W MAIN ST, BISCOE, NC 27209-9527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleJan 29, 1985
Deed Document Number2020362916
Deed Book / Page846 / 575
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateMay 14, 2020
Property Address220 W MAIN ST, BISCOE, NC 27209-9527
Document Number846/575
Book / Page846 / 575
Instrument DateMay 9, 2020
Instrument362916
Transaction TypeTransfer
Record UpdatedOct 1, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 W MAIN ST, BISCOE, NC 27209-9527

Mortgage

Document Number362917
DateMay 14, 2020
Instrument362917
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBiscoe Town
CountyMontgomery County
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,858 (-) Land $16,724 Building $109,134$125,858 (-) Land $16,724 Building $109,134
2025$1,478.00$125,858 (-) Land $16,724 Building $109,134$125,858 (-) Land $16,724 Building $109,134
2023$125,858 Land $16,724 Building $109,134$125,858 Land $16,724 Building $109,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BISCOE
serves 2,735 people · EPA ID NC0362035
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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