Montgomery County property record for 218 W Main St, Biscoe, NC 27209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 1956 |
| Lot Size | 0.797 acres (34,749 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Nov 2025) |
| Tax Bill | $1,186 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7568 11 66 0768 |
| Primary APN | 7568 11 66 0768 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,710 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,749 sqft (0.797 acres) |
| Lot Dimensions | 243 ft deep x 143 ft wide |
| Garage Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1490833 |
|---|---|
| Street Address | 218 W MAIN ST |
| City | BISCOE |
| State | NC |
| Zip | 27209-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | JACKSON LAMBERT ROAD |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 960102 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Jan 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Nov 17, 2025 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Sep 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Sep 6, 2018 · Amount on Record |
| Deed Document Number | 2025388665 |
| Deed Book / Page | 973 / 854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Document Number | 0000391491 |
| Book / Page | 988 / 500 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026391491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Document Number | 0000391491, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 988/500 |
| Instrument | 2026391491 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 000936/286 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 936/286 |
| Instrument | 381017 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Feb 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000890/291 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 890/291 |
| Instrument | 371532 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Nov 17, 2025 |
| Property Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Document Number | 000973/854 |
| Book / Page | 973 / 854 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 388665 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Name | Verified Name |
|---|---|
| Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Document Number | 0000388666 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 388666 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Sep 6, 2018 |
| Property Address | 218 W MAIN ST, BISCOE, NC 27209-9527 |
| Document Number | 0814/0295 |
| Book / Page | 0814 / 0295 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 356018 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 E CHESTNUT ST, 314, TROY, NC 27371-3302 |
| Name | Verified Name |
|---|---|
| Address | 8344 NC HIGHWAY 705, EAGLE SPRINGS, NC 27242-8011 |
| Document Number | 356019 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 356019 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Biscoe Town |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,787 (+60.18%) Land $16,302 Building $145,485 | $161,787 (+60.18%) Land $16,302 Building $145,485 | |
| 2025 | $1,186.00 | $101,003 (-) Land $16,302 Building $84,701 | $101,003 (-) Land $16,302 Building $84,701 |
| 2023 | $101,003 Land $16,302 Building $84,701 | $101,003 Land $16,302 Building $84,701 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BISCOE serves 2,735 people · EPA ID NC0362035 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures