Monroe County property record for 320 W 3rd St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1933 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 8,221 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $151,000 (2025) |
| Tax Bill | $2,721.00 (2024) |
| Primary APN | 07-25-251-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,008 sqft Living Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 1,008 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Construction Type | Frame Construction |
| Lot Area | 8,221 sqft (0.19 acres) |
| Depth X Width | 153 ft x 56 ft Depth x Width |
| Porch Area | 239 sqft Porch |
| Canopy Area | 99 sqft Canopy |
| Street Address | 320 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1355 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TAX LOT 3B WEST OUTLOTS SEC 25 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WEST OUTLOTS SEC |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 32 |
| Census Blockgroup | 3 |
| Census Block | 3056 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-251-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 MAGNOLIA AVE, WATERLOO, IL 62298-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Stand Alone First Mortgage HUD |
| Jun 30, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage WINSON MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Doc Number | 2025437777 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 320 W 3RD ST, WATERLOO, IL 62298-1355 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422080 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 422080 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 30, 2017 |
| Property Address | 320 W 3RD ST, WATERLOO, IL 62298-1355 |
| Document Number | 0000390692 |
| Map Reference | PRAPG3 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 390692 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 W 3RD ST, WATERLOO, IL 62298-1355 |
| Document Number | 0000390693 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 390693 |
| Name | WINSON MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,680 (+17.13%) Land $16,190 Building $37,490 | $161,040 (+17.13%) Land $48,570 Building $112,470 | |
| 2024 | $2,721.00 | ||
| 2022 | Additional exemption filed | $45,830 Land $15,050 Building $30,780 | $137,490 Land $45,150 Building $92,340 |
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