Monroe County property record for 319 W 3rd St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 890 sqft · built 1913 |
| Lot Size | 0.13 acres (5,819 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (May 2023) |
| Tax Bill | $2,748 (2024) |
| Deeds & Mortgages | May 2023 Sale Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-249-020-000 |
| Primary APN | 07-25-249-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 890 sqft Building Perimeter |
| 1st Floor Area | 890 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 5,819 sqft (0.13 acres) |
| Lot Dimensions | 89 ft deep x 65 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 319 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 J B MOORES ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | J B MOORES ADD |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-249-020-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4119 TOENGES AVE, SAINT LOUIS, MO 63116-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 19, 2017 | Deed, Transfer · VA Mortgage |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Jun 19, 2017 · Amount on Record |
| Deed Document Number | 2023429135 |
| Transfer Doc | 0000390373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 25, 2023 |
| Property Address | 319 W 3RD ST, WATERLOO, IL 62298-1356 |
| Document Number | 0000429135 |
| Map Reference | MB 54 PG 350 |
| Instrument Date | May 24, 2023 |
| Instrument | 429135 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 W 3RD ST, WATERLOO, IL 62298-1356 |
| Name | Verified Name |
|---|---|
| Address | 319 W 3RD ST, WATERLOO, IL 62298-1356 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 19, 2017 |
| Property Address | 319 W 3RD ST, WATERLOO, IL 62298-1356 |
| Document Number | 0000390446 |
| Map Reference | PG 4 530 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 390446 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 319 W 3RD ST, WATERLOO, IL 62298-1356 |
| Document Number | , 390447 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 390447 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,280 (+3.22%) Land $15,770 Building $43,510 | $177,840 (+3.22%) Land $47,310 Building $130,530 | |
| 2024 | $2,748.00 | $57,431 (+13.61%) Land $15,567 Building $41,864 | $172,293 (+13.61%) Land $46,701 Building $125,592 |
| 2022 | Additional exemption filed | $50,550 Land $14,770 Building $35,780 | $151,650 Land $44,310 Building $107,340 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: HTC Holding, Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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