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315 W 3rd St, Waterloo, IL 62298 Property Records

Monroe County property record for 315 W 3rd St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,310 sqft · built 1891
Lot Size0.3 acres (12,877 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Nov 2023)
Tax Bill$2,033 (2025)
Deeds & MortgagesNov 2023 Sale
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN07-25-249-021-000

Property Details

APN / Parcel Number

Primary APN07-25-249-021-000
Alternative APN
  • 07251120101000 00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,310 sqft Building Perimeter
1st Floor Area1,004 sqft
Upper Floors Area306 sqft

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Construction TypeFrame
Foundation TypeRaised
Lot Area12,877 sqft (0.3 acres)
Lot Dimensions155 ft deep x 64 ft wide
PorchSlab
Porch Area96 sqft

Location & Zoning

Street Address315 W 3RD ST
CityWATERLOO
StateIL
Zip62298-1356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWB3
Legal DescriptionLOTS 12B & 13 MARTINS ADDN 0116086
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionMARTINS ADD
Legal Lot Number12B,13
JurisdictionMONROE IL
Township / Civil Division32
Census Block Group3
Census Block3068
Census Tract600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Historic District
listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address315 W 3RD ST, WATERLOO, IL 62298-1356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Deed, Transfer
ACCENT TITLE
Oct 27, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on Record
Deed SaleNov 1, 2023 · Amount on Record
Deed Document Number2023431047
Prior Transfer DateAug 2, 2022
Prior Transfer Doc0000431020
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateNov 1, 2023
Property Address315 W 3RD ST, WATERLOO, IL 62298-1356
Document Number0000431047
Instrument DateOct 27, 2023
Instrument431047
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
Tax$127.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 W 3RD ST, WATERLOO, IL 62298-1356

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address315 W 3RD ST, WATERLOO, IL 62298-1356

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateOct 27, 2023
Property Address315 W 3RD ST, WATERLOO, IL 62298-1356
Document Number0000431020
Instrument DateAug 2, 2022
Instrument431020
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address315 W 3RD ST, WATERLOO, IL 62298-1356

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address315 W 3RD ST, WATERLOO, IL 62298-1356

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,033.00$69,420 (+18.69%) Land $16,940 Building $52,480$208,260 (+18.69%) Land $50,820 Building $157,440
2024$2,033.00
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$58,490 Land $15,500 Building $42,990$175,470 Land $46,500 Building $128,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: ClearWave, Wisper ISP.

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