Ottawa County property record for 280 Third St, Clay Center, OH 43408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,744 sqft · built 1923 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,575 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003451-5 |
| Primary APN | 003451-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 1,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 003451-5 |
|---|---|
| Street Address | 280 THIRD ST |
| City | CLAY CENTER |
| State | OH |
| Zip | 43408-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 13 LOTS 3 & 4 CLARKS |
| Legal Subdivision | CLARKS ADDITION |
| Legal Block | 13 |
| Legal Lot Number | 3-4 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | ALLEN |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 51100 |
Source: Ottawa County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 THIRD ST, CLAY CENTER, OH 43408-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 27, 2026 | Affidavit, Transfer |
| Oct 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 0000002403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Apr 27, 2026 |
| Property Address | 280 THIRD ST, CLAY CENTER, OH 43408-7700 |
| Document Number | 0000002403 |
| Book / Page | 2079 / 158 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20262403 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 THIRD ST, CLAY CENTER, OH 43408-7700 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 280 THIRD ST, CLAY CENTER, OH 43408-7700 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000006387 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 1965/304 |
| Instrument | 202300006387 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Allen Township |
| Municipality | Clay Center Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,575.00 (+10.37%) | $42,277 (-) Land $9,520 Building $32,757 | |
| 2024 | $1,427.00 (+14.8%) | $42,277 (+29.9%) Land $9,520 Building $32,757 | $120,790 (+29.9%) Land $27,200 Building $93,590 |
| 2023 | $1,243.00 (-2.2%) | $32,547 (-) Land $4,757 Building $27,790 | |
| 2022 | $1,271.00 | $32,547 Land $4,757 Building $27,790 | |
| 2021 | $92,990 Land $13,590 Building $79,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2011 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T.
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