320 Sunset Dr, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 320 Sunset Dr, Lavale, MD 21502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,488 sqft · built 1962
Lot Size	0.333 acres (14,500 sqft)
Owner	Trust Name on File
Last Sale	$165,000 (Jan 2014)
Tax Bill	$2,437 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-026262`

Property Details

APN / Parcel Number

Primary APN	`29-026262`
Alternative APN	`026262`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,488 sqft Total Area
Basement Area	372 sqft
Finished Basement	372 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Type	Basement
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026262
Street Address	320 SUNSET DR
City	CUMBERLAND
State	MD
Zip	21502-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	320 SUNSET DR SUNSET VIEW 100X145
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2005
Census Tract	1200

Owner

Source: Allegany County records · APN 29-026262

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	320 SUNSET DR, CUMBERLAND, MD 21502-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2014 · Amount on Record
Deed Sale	Jan 10, 2014 · Amount on Record
Prior Sale	Oct 29, 2008 · Amount on Record
Deed Book / Page	2028 / 64
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	320 SUNSET DR, LAVALE, MD 21502-1921
Document Number	0025570224
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	320 SUNSET DR CUMBERLAND MD 215021921, CUMBERLAND, MD 21502-1921

Mortgage

Document Number	0025570224
Date	Jun 01, 2020
Book Page	002557/000224

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2045

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,200 (+19.8%)	$234,000 (+23.42%) Land $44,200 Building $189,800
2025	$2,437.00 (+22.59%) Homeowner's exemption
2023	$1,988.00 Homeowner's exemption	$182,967	$189,600 Land $36,200 Building $153,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010012002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.