Allegany County property record for 322 Sunset Dr, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,421 sqft · built 1963 |
| Lot Size | 0.383 acres (16,675 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,000 (Apr 2002) |
| Tax Bill | $2,342 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-011265 |
| Primary APN | 29-011265 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,421 sqft Total Area |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 16,675 sqft (0.383 acres) |
| Lot Dimensions | 145 ft deep x 115 ft wide |
| Garage Type | Basement |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 011265 |
|---|---|
| Street Address | 322 SUNSET DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 322 SUNSET DR SUNSET VIEW 115X145 LT 322 |
| Legal Lot Number | 322 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1200 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 SUNSET DR, CUMBERLAND, MD 21502-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2002 · Amount on Record |
| Deed Sale | Apr 8, 2002 · Amount on Record |
| Prior Sale | Apr 6, 1987 · Amount on Record |
| Deed Document Number | 2002627 |
| Deed Book / Page | 703 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 322 SUNSET DR, LAVALE, MD 21502-1921 |
| Document Number | 0025800152 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 322 SUNSET DR CUMBERLAND MD 215021921, CUMBERLAND, MD 21502-1921 |
| Document Number | 0025800152 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 002580/000152 |
| Name | CHESSIE FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2030 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,667 (+19.92%) | $217,200 (+22.99%) Land $46,100 Building $171,100 | |
| 2025 | $2,342.00 (+26.87%) | ||
| 2023 | $1,846.00 | $169,833 | $176,600 Land $37,900 Building $138,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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