313 Sunset Dr, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 313 Sunset Dr, Lavale, MD 21502

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,657 sqft · built 1965
Lot Size0.367 acres (16,000 sqft)
Owner2 Individual Names on Record
Last Sale$234,000 (Sep 2017)
Tax Bill$3,232 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-009597

Property Details

APN / Parcel Number

Primary APN29-009597
Alternative APN
  • 009597

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,657 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialMetal
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions160 ft deep x 100 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Patio Area415 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number009597
Street Address313 SUNSET DR
CityCUMBERLAND
StateMD
Zip21502-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description313 SUNSET DR LOT 313 & RR LOT 100X160 SUNSET VIEW
Legal SubdivisionSUNSET VIEW ADDITION TO LAVALE
Legal Lot Number313
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group2
Census Block2002
Census Tract1200

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address313 SUNSET DR, CUMBERLAND, MD 21502-1920
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2017 · Amount on Record
Deed SaleSep 11, 2017 · Amount on Record
Prior SaleJun 30, 1988 · Amount on Record
Deed Document Number20172325-005
Deed Book / Page2325 / 5
Record UpdatedOct 29, 2026

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateSep 11, 2017
Property Address313 SUNSET DR, LAVALE, MD 21502-1920
Document Number0023250005
Book / Page002325 / 000005
Instrument DateSep 6, 2017
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,638.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address313 SUNSET DR CUMBERLAND MD 215021920, CUMBERLAND, MD 21502-1920

Mortgage

Document Number23250010
DateSep 11, 2017
Book Page002325/000010
Lender
NameWEST TOWN BK&TR
AddressRALEIGH, NC 27615
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 10, 2047

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,433 (+19.03%)$300,500 (+23.51%) Land $45,900 Building $254,600
2025$3,232.00 (+25.76%)
2023$2,570.00$236,433$243,300 Land $37,700 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
SkyPacket
Fixed Wireless
100 / 20

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