320 Sandra Way, Winfield, MO 63389 Property Records

Lincoln County property record for 320 Sandra Way, Winfield, MO 63389

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,290 sqft · built 2008
Lot Size0.273 acres (11,935 sqft)
OwnerCompany Name on Record
Tax Bill$1,894 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-60-23-000-000-025.067

Property Details

APN / Parcel Number

Primary APN13-60-23-000-000-025.067

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,290 sqft Living Area
Basement Area1,290 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,935 sqft (0.273 acres)
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address320 SANDRA WAY
CityWINFIELD
StateMO
Zip63389-3349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 67 EAGLES BLUFF PLAT 2
Legal Range02E
Legal Township49
Legal Section23
Legal SubdivisionEAGLES BLUFF
Legal Lot Number67
JurisdictionLINCOLN MO
Township / Civil DivisionMONROE
Census Block Group2
Census Block2054
Census Tract810401

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 SANDRA WAY, WINFIELD, MO 63389-3349
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
MID MISSOURI BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2013
Deed SaleMay 6, 2013
Prior SaleJun 18, 2012 · Amount on Record
Deed Document Number20130004132
Deed Book / Page2307 / 0930
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address320 SANDRA WAY, WINFIELD, MO 63389-3349
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 SANDRA WAY, WINFIELD, MO 63389-3349

Mortgage

Document Number002518/668
DateFeb 24, 2026
Book Page2518/668
Instrument2026001570
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 26, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address320 SANDRA WAY, WINFIELD, MO 63389-3349
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyHILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 SANDRA WAY, WINFIELD, MO 63389-3349

Mortgage

Document Number2468/865
DateAug 26, 2021
Book Page2468/865
Instrument2021011419
Lender
NameMID MISSOURI BANK
TypeBank
AddressSPRINGFIELD, MO 65814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
MunicipalityWinfield City
Unified School DistrictWinfield R-IV School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,894.00 (+6.34%)$31,274 (+6.63%) Land $3,811 Building $27,463$164,600 (+6.63%) Land $20,060 Building $144,540
2023$1,781.00 (+5.26%)$29,330 Land $3,811 Building $25,519$154,370 Land $20,060 Building $134,310
2022$1,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims24 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 15 claims
  • Severe Storms And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINFIELD PWS
serves 1,489 people · EPA ID MO6010866
Water SourcePurchased groundwater from LINCOLN COUNTY PWSD 1
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Wisper ISP
Fixed Wireless
400 / 30
AT&T
Fixed Wireless
100 / 20

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