Lincoln County property record for 345 Sandra Way, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,652 sqft · built 2004 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,800 (May 2010) |
| Tax Bill | $1,777 (2025) |
| Deeds & Mortgages | Jun 2006 Mortgage Dec 2008 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-23-000-000-025.107 |
| Primary APN | 13-60-23-000-000-025.107 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Basement Area | 1,652 sqft |
| Unfinished Basement | 1,652 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,059 sqft (0.185 acres) |
| Street Address | 345 SANDRA WAY |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 107 EAGLES BLUFF PLAT 2 |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 18 |
| Legal Subdivision | EAGLES BLUFF |
| Legal Lot Number | 107 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 810401 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2006 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK NA TRUST CO |
| Dec 19, 2008 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TURST CO |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Feb 23, 2010 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Jan 28, 2026 | Beneficiary Deed, Transfer |
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| May 14, 2010 | Warranty Deed, Transfer |
| Jun 21, 2006 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2010 · Amount on Record |
| Deed Sale | May 14, 2010 · Amount on Record |
| Prior Sale | Jun 21, 2006 · Amount on Record |
| Deed Document Number | 20103702 |
| Deed Book / Page | 2141 / 64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01865/0177 |
|---|---|
| Date | Jun 21, 2006 |
| Book Page | 1865/0177 |
| Instrument | 20060007954 |
| Name | PEOPLES BANK NA TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02052/0779 |
|---|---|
| Date | Dec 19, 2008 |
| Book Page | 2052/0779 |
| Instrument | 20080011704 |
| Name | PEOPLES BANK & TURST CO |
|---|---|
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002451/138 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 2451/138 |
| Instrument | 2020009193 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 02406/0699 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 2406/0699 |
| Instrument | 2017000103 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02129/0609 |
|---|---|
| Date | Feb 23, 2010 |
| Book Page | 2129/0609 |
| Instrument | 20100001298 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 16, 2030 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 28, 2026 |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Document Number | 002517/883 |
| Book / Page | 2517 / 883 |
| Map Reference | CAB 13 PG 123 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026000773 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Name | Verified Name |
|---|---|
| Address | 11 OLD GLORY LN, OLD MONROE, MO 63369-2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2406/0699 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 2406/0699 |
| Instrument | 2017000103 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2451/138 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 2451/138 |
| Instrument | 2020009193 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | May 14, 2010 |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Document Number | 02141/0064 |
| Book / Page | 2141 / 0064 |
| Map Reference | CAB13 PG123 RS1816 |
| Instrument Date | May 12, 2010 |
| Instrument | 20100003702 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 21, 2006 |
| Property Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Document Number | 01865/0157 |
| Book / Page | 1865 / 0157 |
| Map Reference | MB13 PG123 |
| Instrument Date | Jun 15, 2006 |
| Instrument | 20060007952 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SANDRA WAY, WINFIELD, MO 63389-3346 |
| Document Number | 20060007953 |
|---|---|
| Date | Jun 21, 2006 |
| Instrument | 20060007953 |
| Name | PEOPLES BANK & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2036 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Winfield City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,983 (-) Land $2,905 Building $28,078 | ||
| 2025 | $1,777.00 (+0.11%) | $30,983 (+5.99%) Land $2,905 Building $28,078 | $163,070 (+5.99%) Land $15,290 Building $147,780 |
| 2023 | $1,775.00 (+5.47%) | $29,232 Land $2,905 Building $26,326 | $153,850 Land $15,290 Building $138,560 |
| 2022 | $1,683.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINFIELD PWS serves 1,489 people · EPA ID MO6010866 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN COUNTY PWSD 1 |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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