Lincoln County property record for 295 Sandra Way, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,039 sqft · built 2004 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,800 (Sep 2020) |
| Tax Bill | $1,711 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-23-000-000-025.110 |
| Primary APN | 13-60-23-000-000-025.110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,039 sqft Living Area |
| Basement Area | 1,039 sqft |
| Unfinished Basement | 1,039 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 295 SANDRA WAY |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 110 EAGLES BLUFF PLAT 2 |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 18 |
| Legal Subdivision | EAGLES BLUFF |
| Legal Lot Number | 110 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 810401 |
295 Sandra Way is owned and occupied by two individuals who bought it in September 2020.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 SANDRA WAY, WINFIELD, MO 63389-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on File |
| Deed Sale | Sep 25, 2020 · Amount on File |
| Prior Sale | Jun 11, 2013 · Amount on File |
| Deed Document Number | 202010926 |
| Deed Book / Page | 2452 / 861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 295 SANDRA WAY, WINFIELD, MO 63389-3332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2446/550 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 2446/550 |
| Instrument | 2020004561 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 25, 2020 |
| Property Address | 295 SANDRA WAY, WINFIELD, MO 63389-3332 |
| Document Number | 2452/861 |
| Book / Page | 2452 / 861 |
| Map Reference | CAB 11 PG 123 |
| Instrument Date | Sep 19, 2020 |
| Instrument | 2020010926 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 DEVONSHIRE CT, 160, FOLEY, MO 63347-2881 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 295 SANDRA WAY, WINFIELD, MO 63389-3332 |
| Document Number | 2020010927 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020010927 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 295 SANDRA WAY, WINFIELD, MO 63389-3332 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017000358 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 2406/0948 |
| Instrument | 2017000358 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 295 Sandra Way was $1,711.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Winfield City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,261 (-) Land $3,800 Building $24,461 | ||
| 2025 | $1,711.00 | $28,261 Land $3,800 Building $24,461 | $148,740 Land $20,000 Building $128,740 |
| 2023 | $1,578.00 (+5.34%) | $25,992 Land $2,850 Building $23,142 | $136,800 Land $15,000 Building $121,800 |
| 2022 | $1,498.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 295 Sandra Way in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Sandra Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINFIELD PWS serves 1,489 people · EPA ID MO6010866 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN COUNTY PWSD 1 |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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