Guadalupe County property record for 320 Saddle Rdg, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,666 sqft · built 2008 |
| Lot Size | 0.148 acres (6,456 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,993 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G-3900-2B02-03200-000 |
| Primary APN | 1G-3900-2B02-03200-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 1,666 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,456 sqft (0.148 acres) |
| Lot Dimensions | 124 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Account Number | 000000181816 |
|---|---|
| Old Parcel Number | 1G39002B0203200000 |
| Street Address | 320 SADDLE RDG |
| City | CIBOLO |
| State | TX |
| Zip | 78108-4357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #2B BLOCK 2 LOT 32 |
| Legal Subdivision | SADDLE CREEK RANCH #2B |
| Legal Tract | 32 |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of October 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2015 |
| Deed Sale | Jan 30, 2015 |
| Prior Sale | May 4, 2009 |
| Deed Document Number | 2015001838 |
| Record Updated | Jun 8, 2026 |
Source: Guadalupe County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283,724 (-15.29%) Land $41,535 Building $242,189 | $283,724 (-15.29%) Land $41,535 Building $242,189 | |
| 2024 | $1,993.00 (-0.2%) | ||
| 2023 | $1,997.00 (-44.06%) Homeowner's exemption Senior Citizen's exemption | $334,947 Land $55,278 Building $279,669 | $334,947 Land $55,278 Building $279,669 |
| 2022 | $3,570.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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