Guadalupe County property record for 313 Saddle Rdg, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,430 sqft · built 2008 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $248,800 (Jul 2018) |
| Tax Bill | $6,221 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G39002B0202800000 |
| Primary APN | 1G39002B0202800000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 3,038 sqft |
| 1st Floor Area | 1,417 sqft |
| 2nd Floor Area | 1,013 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 180 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 313 SADDLE RDG |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #2B BLOCK 2 LOT 28 0.1377 AC |
| Legal Subdivision | SADDLE CREEK RANCH #2B |
| Legal Tract | 28 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5130 S FORT APACHE RD, LAS VEGAS, NV 89148-1719 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 30, 2021 | Warranty Deed, Transfer |
| Mar 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Jul 10, 2018 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Jan 12, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Prior Sale | Nov 6, 2008 · Amount on Record |
| Deed Document Number | 201899015270 |
| Prior Transfer Date | Jul 5, 2018 |
| Prior Transfer Doc | 0099015270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 30, 2021 |
| Property Address | 313 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Document Number | 0099014842 |
| Map Reference | VOL 7 PG 397-399 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 202199014842 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7639 HENCULES PT, SAN ANTONIO, TX 78252-2851 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 313 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Document Number | 0000006892 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 313 SADDLE RDG CIBOLO TX 781084357, CIBOLO, TX 78108-4357 |
| Document Number | 0000006892 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 6892 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 10, 2018 |
| Property Address | 313 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Document Number | 0000015270 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 15270 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 SADDLE RDG CIBOLO TX 781084357, CIBOLO, TX 78108-4357 |
| Document Number | 15271 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 15271 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 313 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Document Number | 0000001329 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3 13 SADDLE RDG CIBOLO TX 78108, CIBOLO, TX 78108 |
| Document Number | 0000001329 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 1329 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,237 (-1.59%) Land $42,315 Building $274,922 | $317,237 (-1.59%) Land $42,315 Building $274,922 | |
| 2025 | $6,221.00 (-1.6%) | $322,353 (+0.63%) Land $39,830 Building $282,523 | $322,353 (+0.63%) Land $39,830 Building $282,523 |
| 2024 | $6,322.00 (+2.15%) | ||
| 2023 | $6,189.00 (+0.98%) | $320,336 Land $53,339 Building $266,997 | $320,336 Land $53,339 Building $266,997 |
| 2022 | $6,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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