Guadalupe County property record for 305 Saddle Rdg, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,433 sqft · built 2008 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $371,889 (Jul 2022) |
| Tax Bill | $5,390 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G39002B0202600000 |
| Primary APN | 1G39002B0202600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,433 sqft Living Area |
| Gross Area | 2,979 sqft |
| 1st Floor Area | 1,129 sqft |
| 2nd Floor Area | 1,304 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 312 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 305 SADDLE RDG |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #2B BLOCK 2 LOT 26 |
| Legal Subdivision | SADDLE CREEK RANCH #2B |
| Legal Tract | 26 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Apr 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jul 6, 2022 | Vendor's Lien, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on Record |
| Deed Sale | Jul 6, 2022 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 202220932 |
| Prior Transfer Date | Jul 9, 2014 |
| Prior Transfer Doc | 0000011992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 305 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 305 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Document Number | 0099025439 |
|---|---|
| Date | Oct 18, 2024 |
| Instrument | 202499025439 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CORAL SPRINGS, FL 33065 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 305 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Document Number | 0099008882 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 202499008882 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Jul 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 6, 2022 |
| Property Address | 305 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Document Number | 0099020932 |
| Map Reference | VOL 7 PG 397-399 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 202299020932 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 760 WHIPPOORWILL DR, CANYON LAKE, TX 78133-4135 |
| Name | Verified Name |
|---|---|
| Address | 305 SADDLE RDG, CIBOLO, TX 78108-4357 |
| Document Number | 0099020933 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 202299020933 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,539 (+6.53%) Land $42,315 Building $255,224 | $297,539 (+6.53%) Land $42,315 Building $255,224 | |
| 2025 | $5,390.00 (-16.34%) | $279,300 (-25.58%) Land $39,830 Building $239,470 | $279,300 (-25.58%) Land $39,830 Building $239,470 |
| 2024 | $6,443.00 (-11.14%) | ||
| 2023 | $7,251.00 (+34.53%) Homeowner's exemption | $375,303 Land $53,339 Building $321,964 | $375,303 Land $53,339 Building $321,964 |
| 2022 | $5,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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