320 Rowland Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 320 Rowland Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 969 sqft · built 1946
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Oct 2011)
Tax Bill	$1,299 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-009-043-000`

Property Details

APN / Parcel Number

Primary APN	`108-009-043-000`
Alternative APNs	`1080943000` `1080943`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	969 sqft Living Area
1st Floor Area	969 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	1 Parking Space
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central

Location & Zoning

Street Address	320 ROWLAND AVE
City	MODESTO
State	CA
Zip	95354-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON SCHOOL #2 LOT 19 BLOCK 2089
Legal Subdivision	WILSON SCHOOL 02
Legal Block	5
Legal Lot Number	19
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5015
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 WEYER RD, MODESTO, CA 95357-1766
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2011 · Amount on Record
Deed Sale	Oct 7, 2011 · Amount on Record
Prior Sale	Nov 9, 2005 · Amount on Record
Deed Document Number	201183495
Last Transfer Date	Aug 22, 2013
Transfer Doc	0000074712
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	320 ROWLAND AVE, MODESTO, CA 95354-1507
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WEYER RD, MODESTO, CA 95357-1766

Mortgage

Document Number	0000015049
Date	Apr 6, 2023
Instrument	2023-0015049

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	320 ROWLAND AVE, MODESTO, CA 95354-1507
Document Number	0000027078
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 HELMS LN MODESTO CA 953505018, MODESTO, CA 95350-5018

Mortgage

Document Number	0000027078
Date	Apr 17, 2020
Instrument	27078

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	320 ROWLAND AVE, MODESTO, CA 95354-1507
Document Number	0000059719
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 HELMS LN MODESTO CA 953505018, MODESTO, CA 95350-5018

Mortgage

Document Number	0000059719
Date	Aug 16, 2017
Instrument	59719

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,299.00 (+1.09%)	$112,156 (+2%) Land $57,648 Building $54,508
2025	$1,285.00 (+6.2%)	$109,958 (+4.04%) Land $56,518 Building $53,440
2023	$1,210.00 (+2.54%)	$105,690 Land $54,324 Building $51,366
2022	$1,180.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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