318 Rowland Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 318 Rowland Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1947
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2018)
Tax Bill	$3,413 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-009-042-000`

Property Details

APN / Parcel Number

Primary APN	`108-009-042-000`
Alternative APNs	`1080942000` `1080942`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	318 ROWLAND AVE
City	MODESTO
State	CA
Zip	95354-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILSON SCHOOL
Legal Block	5
Legal Lot Number	18
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5015
Census Tract	1900

Owner

318 Rowland Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	318 ROWLAND AVE, MODESTO, CA 95354-1507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 20, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
May 9, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
May 9, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Prior Sale	Jun 24, 2010 · Amount on File
Deed Document Number	201856796
Prior Transfer Date	Mar 5, 2014
Prior Transfer Doc	0000014860
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	318 ROWLAND AVE, MODESTO, CA 95354-1507
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 ROWLAND AVE, MODESTO, CA 95354-1507

Mortgage

Document Number	0000037440
Date	Apr 19, 2021
Instrument	2021-0037440

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 20, 2018
Property Address	318 ROWLAND AVE, MODESTO, CA 95354-1507
Document Number	0000056796
Map Reference	VOL11 PG74
Instrument Date	Aug 14, 2018
Instrument	2018-0056796
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	318 ROWLAND AVE, MODESTO, CA 95354-1507

Mortgage

Document Number	0000056797
Date	Aug 20, 2018
Instrument	2018-0056797

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	318 ROWLAND AVE, MODESTO, CA 95354-1507
Document Number	0000033018
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	318 ROWLAND AVE MODESTO CA 953541507, MODESTO, CA 95354-1507

Mortgage

Document Number	0000033018
Date	May 14, 2018
Instrument	33018

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	MODESTO, CA 95356

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	318 ROWLAND AVE, MODESTO, CA 95354-1507
Document Number	0000032757
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	318 ROWLAND AVE MODESTO CA 953541507, MODESTO, CA 95354-1507

Mortgage

Document Number	0000032757
Date	May 11, 2018
Instrument	32757

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	MODESTO, CA 95356

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 318 Rowland Ave was $3,413 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,413.00 (+1.16%) Homeowner's exemption	$301,519 (+2%) Land $159,294 Building $142,225
2025	$3,374.00 Homeowner's exemption	$295,608 Land $156,171 Building $139,437
2023	$3,173.00 (+2.55%) Homeowner's exemption	$284,130 Land $150,107 Building $134,023
2022	$3,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 318 Rowland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 318 Rowland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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