320 River Mist Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 320 River Mist Dr, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2021
Square Footage	1,874 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$298,300 (2021)
Tax Bill	$6,787.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027022-0450`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,874 sqft Living Area
Gross Area	2,375 sqft Gross Area
1st Floor	1,874 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	380 sqft Garage
Porch Area	121 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	320 RIVER MIST DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9050
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	97/9-12 BANNON LAKES PARCEL B LOT 45 OR5163/620
Legal Range	28E
Legal Township	06S
Legal Section	11
Legal Subdivision	BANNON LAKES PARCEL B
Legal Block	1
Legal Lot Number	45
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2065
Census Tract	20904

Owner

Source: St. Johns County records · APN 027022-0450

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9050
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Deed Doc Number	20219588
Deed Book / Page	5163 / 620
Record Refreshed	Jun 08, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 27, 2021
Property Address	320 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9050
Document Number	0051630620
Book / Page	5163 / 620
Map Reference	MB 97 PG 9
Instrument Date	Jan 26, 2021
Instrument	2021009588
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,088.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9050

Mortgage

Document Number	0005163624
Date	Jan 27, 2021
Instrument	5163/624

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,429 (+2.7%)	$341,304 (-4.01%) Land $85,000 Building $256,304
2025	$6,787.00 (+9.66%) Homeowner's exemption	$291,557 (+2.9%)	$355,567 (-1.29%) Land $90,000 Building $265,567
2024	$6,189.00 (+1.08%) Homeowner's exemption	$283,340 (+3%)	$360,220 (-) Land $95,000 Building $265,220
2023	$6,123.00 (+3.62%) Homeowner's exemption	$275,087 (+3%)	$360,220 (+15.25%) Land $95,000 Building $265,220
2022	$5,909.00 Homeowner's exemption	$267,075	$312,566 Land $78,400 Building $234,166

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 413 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.