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320 Richards Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 320 Richards Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,208 sqft · built 1981
Lot Size0.22 acres (9,583 sqft)
Owner2 Individuals on Record
Last Sale$332,000 (Nov 2019)
Tax Bill$5,410 (2025)
Deeds & MortgagesNov 2019 Transfer
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-20-GB-*-22

Property Details

APN / Parcel Number

Primary APN28-38-20-GB-*-22
Alternative APNs
  • 28-38-20-GB-00000.0-0022.00
  • 2849083

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,208 sqft Living Area
Gross Area3,235 sqft
1st Floor Area2,208 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions106 ft deep x 75 ft wide
Garage TypeAttached
Garage Area466 sqft
PorchFinished/Open Porch
Porch Area145 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2849083
Street Address320 RICHARDS RD
CityMELBOURNE BEACH
StateFL
Zip32951-3061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionRICHARDS SUBD LOT 22 TOGETHER WITH S 21 FT OF LOT 8 EXC W 8.91 FT & S 21 FT OF W 31.91 FT OF LOT 9 BLK F OF PB 39 PG 98
Legal Range38E
Legal Township28S
Legal Section20
Legal SubdivisionRICHARDS SUBD
Legal BlockF
Legal Lot Number22
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1009
Census Tract66103

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address320 RICHARDS RD, MELBOURNE BEACH, FL 32951-3061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2019Quit Claim Deed, Transfer
DOCKSIDE TITLE LLC
Nov 7, 2019Warranty Deed, Transfer · Conventional Mortgage
EVOLVE BK&TR
Mar 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2019 · Amount on Record
Deed SaleNov 7, 2019 · Amount on Record
Prior SaleFeb 23, 1999
Deed Document Number2019244174
Deed Book / Page8583 / 2580
Prior Transfer DateNov 6, 2019
Prior Transfer Doc0085832570
Record UpdatedSep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateNov 7, 2019
Property Address320 RICHARDS RD, MELBOURNE BEACH, FL 32951-3061
Document Number0085832570
Book / Page008583 / 002570
Instrument DateNov 6, 2019
Instrument244172
Transaction TypeTransfer
Record UpdatedDec 27, 2019
Title CompanyDOCKSIDE TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 RICHARDS RD MELBOURNE BEACH FL 329513061, MELBOURNE BEACH, FL 32951-3061

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 7, 2019
Property Address320 RICHARDS RD, MELBOURNE BEACH, FL 32951-3061
Document Number0085832580
Book / Page008583 / 002580
Instrument DateNov 6, 2019
Instrument244174
Transaction TypeTransfer
Record UpdatedDec 27, 2019
Title CompanyDOCKSIDE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,324.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4309 WOODLYNNE LN ORLANDO FL 328127562, ORLANDO, FL 32812-7562

Mortgage

Document Number85832582
DateNov 7, 2019
Book Page008583/002582
Instrument244175
Lender
NameEVOLVE BK&TR
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 6, 2049

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMar 24, 2017
Property Address320 RICHARDS RD, MELBOURNE BEACH, FL 32951-3061
Document Number0078482507
Book / Page007848 / 002507
Instrument DateMar 15, 2017
Instrument61194
Transaction TypeTransfer
Record UpdatedJun 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 RICHARDS RD MELBOURNE BEACH FL 329513061, MELBOURNE BEACH, FL 32951-3061

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$420,010 (+2.7%)$520,860 (+1.86%)
2025$5,410.00 (+6.71%) Homeowner's exemption$408,970 (+22.04%)$511,370 (+6%)
2024$5,070.00 (+15.81%)
2023$4,378.00 (+18.77%) Homeowner's exemption$335,110 (+12.84%)$482,410 (+23.45%) Land $190,000 Building $292,410
2022$3,686.00 Homeowner's exemption$296,980$390,780 Land $170,000 Building $220,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 units insured
incl. 27 condo units
Nearby Flood Claims34 (1984–2017)
Claims Outside the SFHA30 of 34
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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